241 Lakeshore Loop, Oneonta, AL, 35121
About This Home
Spectacular 6 BR 4.5 BA lakefront home with stunning views and direct access to your private pier! Beautiful open entryway leading into main level with a large living area, 1/2 BA, laundry, dining room and open kitchen, additional space perfect for an office and large master suite with his/her closets, jetted tub and separate shower. Beautiful staircase leads to a 2nd Master Suite, 2 BRs sharing a Jack-and-Jill bath, 1 BR / office. Added feature is the additional laundry hookups on 2nd level! Fully finished basement with entertaining area, 1 BR, Full Bath and bar area. This versatile area is perfect for In-law suite or entertaining space. Home has a large front yard, 2 car garage as well as driveway parking. Crown molding, marble fireplace, vaulted ceiling and trey ceiling are wonderful features! Relax on the deck right off the living area overlooking the lake! Direct access to basement with additional covered patio space. Multiple spaces for entertaining. This home has it all!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Basement
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Electric Oven,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Gas,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Upper Level,Laundry Closet,Laundry Room,Laundry (ROOM),Yes
Basement
- Area: 988
Basement
- Has basement: Yes
- Basement: Full,Finished,Daylight
Bathroom1
- Level: First
Bedroom
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Recessed Lighting,Textured Walls,High Ceilings,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Shared Bath,Tub/Shower Combo,Walk-In Closet(s)
- Door features: French Doors
- Window features: Window Treatments
- Flooring: Carpet,Hardwood,Vinyl,Subflooring
- Number of fireplaces: 1
- Fireplace features: Marble (FIREPL),Gas Log,Living Room,Gas
- Fireplace: Yes
- Attic: Pull Down Stairs,Yes
- Finished area below ground: 988
- Finished area above ground: 3,330
Heating & Cooling
- Heating features: 3+ Systems (HEAT),Central,Electric,Propane
- Cooling features: 3+ Systems (COOL),Central Air,Electric
Interior Area
- Total interior livable area: 4,318 sqft
Kitchen
- Features: Laminate Counters,Eat-in Kitchen,Kitchen Island
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Property
Details
- Parcel number: 1905220002021
- Special condition: N/A
Features
- Levels: 2+ story
- Pool features: None
- Patio & porch: Covered,Patio,Covered (DECK),Open (DECK),Deck
- Exterior features: Balcony,Dock
- Has spa: Yes
- Spa features: Bath
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Highland Lake
- Frontage length: 135
Lot
- Features: Few Trees
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Lightning
- Strong Wind
- Cold Wave
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $543 | $6,516 |
| Property Taxes | $123 | $1,476 |
| Electricity | $483 | $5,797 |
| Total | $3,930 | $47,160 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Price change | $599,000 |
| 2026-01-17 | Price change | $630,000 |
| 2025-10-01 | Price change | $649,000 |
| 2025-08-25 | Price change | $675,000 |
| 2025-08-05 | Listed for sale | $689,000 |
| 2014-02-19 | Sold | $260,000 |
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