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2130 Harborage Way, Oakley, CA, 94561

3beds
2baths
1,680sqft
$625,000
$372price/sqft
$4,737/moest. monthly cost
$189,480/yrincome needed

About This Home

Welcome to this beautifully maintained Shea Home in the Summer Lake community! This spacious single-story home offers approximately 1680 sq feet on a 5218 sq foot lot. With an inviting open-concept floor plan this home offers 3 bedrooms, a bonus room (which could easily be converted into a 4th bedroom), 2 baths; the kitchen is the heart of the home with a large center island with a breakfast bar, abundant cabinetry, generous counter space, gas stove/range, beautiful lighting, and a seamless flow into the dining area and family room. Beautiful wood laminate floors greet you at the front door and escort you through the rest of the house. Ceiling fans throughout the house provide a gentle and cooling breeze and the ambiance of the delta life. The primary suite offers a relaxing atmosphere with a spacious shower and walk-in closet. This house is ready for you to move in and make it your new home. Enjoy outdoor living in the backyard with a covered patio, perfect for relaxing or entertaining friends. Owners recently installed new fencing. This house shows like a model home. Residents of Summer Lake can enjoy exceptional amenities including a clubhouse, community pool, parks, playgrounds, walking and biking trails, and a nearby lake. Just a short drive and you will find yourself enjoying what the delta has to offer...boating and fishing and entertainment. Don't miss the opportunity to become part of the Summer Lake community!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Summer Lake ElementaryGrades K-50.1 mi
2/10
5/10
Freedom High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2011

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Range,Gas Water Heater,Water Softener
  • Laundry features: 220 Volt Outlet,Cabinets,Dryer,Gas Dryer Hookup,Laundry Room,Electric,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area,Breakfast Bar,Sound System
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Features: Breakfast Bar, Dishwasher, Disposal, Laminate Counters, Eat-in Kitchen, Gas Range/Cooktop, Kitchen Island, Microwave, Range/Oven Built-in

Property

Details

  • Parcel number: 0325100063
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None,Community
  • Exterior features: Back Yard,Front Yard,Side Yard,Sprinklers Automatic,Sprinklers Front,Landscape Front
  • Fencing: Full,Wood

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Back Yard,Curb(s),Front Yard,Paved,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$140$1,680
Property Taxes $1,039$12,468
Electricity $398$4,786
Total$4,737$56,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,411/yr
40% on housing$142,110/yr
45% on housing$126,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 94561$313
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94561$339
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$625,000
2017-06-11Listing removed$410,000
2017-06-11Pending sale$410,000
2017-06-08Sold$440,000
2017-05-19Listed for sale$410,000
2017-05-13Pending sale$410,000
2017-05-11Listed for sale$410,000
2012-05-08Sold$245,052

For Sale by Agent

AgentCathy Seleska
BrokerageBHG REAL ESTATE ROYAL & ASSOC.

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