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42795 Ponte Ct, Indio, CA, 92203

4beds
3baths
2,472sqft
$649,000
$263price/sqft
$4,420/moest. monthly cost
$176,800/yrincome needed

About This Home

Located in the highly desirable Terra Lago community, this single-level, move-in ready home stands out with modern luxury upgrades and an unbeatable lifestyle setting. The open and spacious great room floor plan is built for both everyday living and entertaining, featuring a stone-backed fireplace with custom mantle and hearth, formal dining space, breakfast nook, and a versatile 4th bedroom or office option that opens through French doors into a private, gated courtyard entry.The master bath is fully remodeled and feels like a personal spa retreat, complete with a dual headed shower, rain shower, custom controls, premium lighting, and high-end fixtures throughout. The space also includes a 4'x7' custom sauna built directly into the master bath, creating a true luxury experience at home. The master closet has been fully built out with custom shelving and additional storage. The half bath is also remodeled with modern hardware, upgraded lighting, and an elevated design.Major upgrades include owned solar, a whole-house water filtration system, low-maintenance landscaping with artificial turf, a well-maintained garden with custom landscape lighting, an Alumawood-covered patio showcasing mountain views, lattice window covers, tandem garage storage, a custom built shed with double-gate access, and a recently refreshed and painted exterior.Terra Lago offers resort-style amenities including a clubhouse, pool, spa, fitness center, and social spaces, all within walking distance. Privacy, luxury, convenience, and lifestyle come together in one of the best communities in the desert. This home is truly a standout inside of it.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Desert Ridge AcademyGrades 6-85.0 mi
6/10
Shadow Hills High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Refrigerator,Range Hood
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Area,Separate/Formal Dining Room,High Ceilings,Primary Suite,Walk-In Closet(s)
  • Door features: French Doors,Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Tile
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,472 sqft

Kitchen

  • Features: Tile Counters

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 696050016
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Electric Heat,In Ground
  • Patio & porch: Concrete
  • Spa features: Community,In Ground
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 7,841 sqft
  • Features: Close to Clubhouse,Corner Lot,Lawn,Landscaped,Level,Planned Unit Development,Sprinklers Timer,Sprinkler System

Parking

  • Total spaces: 6
  • Parking features: Direct Access,Driveway,Garage,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$190$2,280
Property Taxes $419$5,028
Electricity $530$6,361
Total$4,420$53,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,542/yr
40% on housing$132,600/yr
45% on housing$117,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 92203$213
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92203$283
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$599,000
2026-04-06Price change$649,000
2026-03-24Price change$659,000
2026-03-05Price change$675,000
2026-02-09Price change$699,000
2026-01-27Price change$724,000
2026-01-06Listed for sale$750,000
2022-04-20Listing removed--
2022-04-14Listed for sale$850,000
2016-11-16Sold$273,000
2016-09-01Listed for sale$279,000
2016-03-13Listing removed$1,895
2016-02-29Listing removed$289,000
2016-02-27Listed for sale$289,000
2015-01-01Listing removed$1,750
2014-12-22Price change$1,750
2014-11-03Listed for rent$1,825
2013-06-25Listing removed$1,650
2013-06-22Price change$1,650
2013-04-30Listed for rent$1,850

For Sale by Agent

AgentPeyson Robertson
BrokerageeXp Realty Of Southern California Inc

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