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4550 Golden Cedar St, Sacramento, CA, 95834

3beds
3baths
2,008sqft
$549,000
$273price/sqft
$4,106/moest. monthly cost
$164,240/yrincome needed

About This Home

Welcome to this beautifully updated home in the highly sought-after North Natomas community, where comfort, style, and convenience come together. Offering approximately 2,008 square feet of thoughtfully designed living space, this 3-bedroom, 2.5-bath residence also features a versatile downstairs office/flex room ideal for a home office, gym, playroom, or potential guest space. Step inside to discover an open-concept floor plan highlighted by abundant natural light, luxury vinyl plank flooring, and spacious living and dining areas designed for both everyday living and entertaining. The well-appointed kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a generous pantry, seamlessly connecting to the main living spaces. Upstairs, the oversized primary suite serves as a private retreat with a spa-inspired bathroom featuring dual vanities, a soaking tub, separate shower, and large walk-in closet. Additional bedrooms offer comfortable accommodations for family and guests. Outside, enjoy attractive curb appeal with mature landscaping and a low-maintenance yard, allowing more time to enjoy the neighborhood amenities. Residents benefit from a small HOA that includes access to a community pool and clubhouse, perfect for hosting gatherings, celebrations, and special events. Conveniently located near parks, schools, shopping, dining, Sacramento International Airport, and major commuter routes, this North Natomas gem offers the ideal combination of modern living and community lifestyle.

Getting Around

49
WalkingCar-Dependent
23
TransitMinimal Transit
59
BikeBikeable

Schools

4/10
2/10
Natomas Middle SchoolGrades 6-82.0 mi
7/10
Inderkum High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood,Dishwasher
  • Laundry features: Cabinets,Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,008 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters

Property

Details

  • Parcel number: 22526200290000
  • Zoning: R-1A-P
  • Special condition: Offer As Is,Other

Features

  • Private pool: Yes
  • Pool features: Community

Lot

  • Lot size: 2,905 sqft
  • Features: Curb(s)/Gutter(s),Street Lights,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$126$1,512
Property Taxes $774$9,288
Electricity $430$5,167
Total$4,106$49,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,777/yr
40% on housing$123,180/yr
45% on housing$109,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 95834$233
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95834$283
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$549,000
2020-10-15Sold$430,000
2020-08-21Pending sale$430,000
2020-08-18Listed for sale$430,000
2017-06-14Sold$355,500

For Sale by Agent

AgentLuis R Sosa-Guasch
BrokerageERA Carlile Realty Group

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