See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1221 Hamel Way, Galt, CA, 95632

4beds
2baths
1,996sqft
$584,999
$293price/sqft
$4,185/moest. monthly cost
$167,400/yrincome needed

About This Home

**NO HOA!** Welcome to 1221 Hamel Way in Galt This well-maintained single-story home offers 4 bedrooms, 2 bathrooms, and 1,996 square feet of thoughtfully designed living space. Built in 2015, the home features newer flooring, an inviting open-concept layout, and a seamless flow between the living, dining, and kitchen areas. The kitchen is designed for both everyday living and entertaining, with quartz countertops, a spacious island, and abundant cabinet storage. Overhead surround-sound speakers add an extra touch of enjoyment for movie nights, music, and gatherings. The generously sized primary suite offers a comfortable retreat filled with natural light, while the secondary bedrooms provide flexibility for family, guests, a home office, or hobbies. Outside, the covered patio creates a welcoming space to relax, dine, and entertain year-round. Situated in a quiet, desirable Galt neighborhood, this move-in-ready home combines modern comfort, practical living spaces, and inviting indoor-outdoor living. Come see all that 1221 Hamel Way has to offer!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
6/10
Galt High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,996 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island

Master Bathroom

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 15006900220000
  • Zoning: R1C
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 6,804 sqft
  • Features: Shape Regular,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$150$1,800
Property Taxes $649$7,788
Electricity $428$5,136
Total$4,185$50,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,485/yr
40% on housing$125,550/yr
45% on housing$111,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$584,999
2015-11-30Sold$330,500

For Sale by Agent

AgentAndres Farias
BrokerageSterling Royal Real Estate

Similar Homes