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6444 Cottage Ridge Road, Santa Rosa, CA, 95403

4beds
6baths
6,323sqft
$8,999,000
$1,423price/sqft
$57,729/moest. monthly cost
$2,309,160/yrincome needed

About This Home

Experience the epitome of wine country luxury on this extraordinary 3.9-acre estate, nestled within the prestigious Mayacama Golf and Country Club. Thoughtfully designed with artisan craftsmanship, the home features a chef-inspired kitchen, travertine flooring, wood-clad windows and doors, Lutron lighting and a state-of-the-art sound system. The expansive great room opens effortlessly to the outdoors through sliding doors, creating seamless indoor-outdoor living. The primary suite offers a spa-like bathroom with an outdoor shower and a walk-in closet. A separate main-level guest unit includes a private entrance, kitchenette, and its own loggia perfect for extended stays or hosting. On the lower level, discover a fully equipped movie theater, a wine bar, wine cellar, office, two guest suites, and a game room complete with a golf simulator. Step outside to a stunning loggia with a wood-burning fireplace and a fully appointed outdoor kitchen perfect for alfresco dining. The grand stone patio and vanishing-edge pool showcase sweeping views of the golf course and surrounding mountains. Conveniently located just minutes from downtown Healdsburg and the Santa Rosa Airport, this exceptional property offers a rare opportunity to enjoy the finest in Wine Country living. Welcome home.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

5/10
9/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Concrete,Other
  • Roof: Spanish Tile
  • Construction materials: Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Freezer,Built-In Refrigerator,Dishwasher,Disposal,Double Oven,Gas Cooktop,Microwave,Solar Hot Water,Wine Refrigerator,Dryer,Washer
  • Laundry features: Cabinets,Inside Room

Bathroom

  • Level: Lower,Main

Bedroom

  • Level: Lower,Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Wet Bar
  • Flooring: Carpet,Stone,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room,Raised Hearth,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace Insert,MultiZone,Propane,Radiant,Solar
  • Cooling features: Ceiling Fan(s),Central Air,MultiZone

Interior Area

  • Total structure area: 6,323
  • Total interior livable area: 6,323 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry Closet,Stone Counters
  • Level: Main

Living Room

  • Features: View
  • Level: Main

Master Bathroom

  • Features: Closet,Multiple Shower Heads,Outside Access,Shower Stall(s),Soaking Tub,Walk-In Closet(s),Window

Master Bedroom

  • Features: Outside Access,Walk-In Closet(s)
  • Level: Lower,Main

Property

Details

  • Parcel number: 067340024000
  • Attached to another structure: Yes
  • Special condition: Standard
  • Other equipment: Home Theater

Features

  • Levels: Two
  • Stories: 1
  • Pool features: Gas Heat,Pool Cover,Pool Sweep
  • Exterior features: Built-In Barbeque
  • Has view: Yes
  • View description: City Lights,Golf Course,Mountain(s),Panoramic

Lot

  • Lot size: 3.94 Acres
  • Features: Near Golf Course,Close to Clubhouse

Parking

  • Total spaces: 6
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Drought
Landslide

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $45,503$546,036
Home Insurance *$2,193$26,316
Property Taxes $8,678$104,136
Electricity $1,355$16,270
Total$57,729$692,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,979,280/yr
40% on housing$1,731,870/yr
45% on housing$1,539,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,423This listing

vs Other Active Listings

Avg $/sqft

ZIP 95403$376
Sonoma County$598

vs Homes Sold Last Month

Median $/sqft

ZIP 95403$447
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$8,999,000
2025-10-30Listing removed$9,485,000
2025-04-14Listed for sale$9,485,000
2013-08-27Sold$825,000
2013-02-12Listed for sale$899,000
2005-12-01Sold$150,000

For Sale by Agent

AgentSusan Montgomery
BrokerageThe Agency

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