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2152 E 11th St, Loveland, CO, 80537

3beds
2baths
2,072sqft
$440,000
$212price/sqft
$2,800/moest. monthly cost
$112,000/yrincome needed

About This Home

MOVE-IN READY RANCH WITH OVER 2,000 SQ FT + HUGE UNFINISHED BASEMENT. NEAR OLD TOWN LOVELAND! This 3 bed, 2 bath home on a corner lot offers vaulted ceilings, brand new carpet and interior paint, and a bright, open layout. Well maintained, very clean and move-in ready, this home features a kitchen with alder cabinets, a colorful tile backsplash that adds character, a center island, and all appliances included-including washer and dryer. The primary suite includes a private full bathroom and walk-in closet. Two additional bedrooms offer flexibility for guests, a home office, or growing households, along with a well-located second full bathroom. The HUGE unfinished basement provides excellent potential for future expansion, additional living space, or storage. Enjoy a low-maintenance yard and a 2-car attached garage with alley access. Ideally located close to Old Town Loveland, shopping, dining, and with quick access to I-25 for an easy commute. A great combination of condition, location, and opportunity.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Winona Elementary SchoolGrades PK-50.9 mi
4/10
Bill Reed Middle SchoolGrades 6-81.9 mi
7/10
Mountain View High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Oven,Refrigerator,Washer,Dryer,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Rough-in for Radon

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Natural Woodwork,Kitchen Island
  • Window features: Window Coverings
  • Finished area below ground: 1,036
  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 2,072 sqft

Kitchen

  • Level: Main
  • Area: 1
  • Dimensions: 1 x 1

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 1
  • Dimensions: 1 x 1

Property

Accessibility

  • Accessibility features: Level Lot,Accessible Hallway(s),Main Floor Bath,Accessible Bedroom

Details

  • Parcel number: R1634169
  • Zoning: P-85
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,414 sqft
  • Features: Corner Lot,Native Plants,Level,Paved,Curbs,Sidewalks,Street Light,Alley,Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$200$2,400
Property Taxes $190$2,280
Electricity $186$2,232
Total$2,800$33,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,000/yr
40% on housing$84,000/yr
45% on housing$74,666/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$250
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$449,000
2026-03-01Listing removed$2,100
2026-01-30Listed for rent$2,100
2015-12-09Sold$242,500
2015-11-14Price change$247,900
2015-11-09Price change$249,900
2015-11-03Price change$250,000
2015-09-27Listed for sale$215,000
2011-04-18Listing removed$159,900
2011-03-12Listed for sale$159,900
2011-01-16Listing removed$159,900
2010-12-08Pending sale$159,900
2010-11-29Listed for sale$159,900

For Sale by Agent

AgentKathryn Ann Shea
BrokerageC3 Real Estate Solutions, LLC

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