See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

226 Osiander St #C, Fort Collins, CO, 80524

2beds
3baths
1,321sqft
$480,000
$363price/sqft
$3,033/moest. monthly cost
$121,320/yrincome needed

About This Home

Turnkey opportunity in Old Town Fort Collins with a fully furnished option available and priced to sell. Location offers added privacy with NO REAR NEIGHBORS. This highly walkable location offers close proximity to Colorado State University, Old Town, local breweries, and the Poudre River Trail. Thoughtfully designed and well built by Phil Green, this lock-and-leave urban townhome offers abundant natural light and a highly functional layout in one of the most desirable locations in Old Town North. The open-concept main level features hard wood flooring, powder room, ample storage, and a well-appointed kitchen with a large island, stainless steel appliances, quartz countertops, and mosaic backsplash. Additional highlights include a gas fireplace, plantation shutters, and a contemporary wrought iron staircase railing, along with a 2-car attached garage. Upstairs, two bedrooms live like dual primary suites, each with en-suite bathrooms and dual vanities. The primary suite includes a spacious walk-in closet and access to a covered balcony overlooking no neighbors behind, offering added privacy and additional storage. A well-designed upper-level laundry room includes built-in cabinetry and a utility sink. Built with energy efficiency and low maintenance in mind, the home includes a tankless water heater and humidifier. The setting offers a rare sense of space, light, and privacy within Old Town North, with easy access to the Poudre River Whitewater Park, natural areas, breweries, CSU and trail systems. Furniture is available and negotiable, offering flexibility for buyers seeking a streamlined move-in or rental-ready setup. The property lends itself to a variety of ownership approaches, including primary residence, second home, long-term rental investment opportunity, corporate housing or student housing option. HOA includes cable and internet.

Getting Around

49
WalkingCar-Dependent
35
TransitSome Transit
83
BikeVery Bikeable

Schools

7/10
Putnam Elementary SchoolGrades PK-51.6 mi
5/10
Lincoln Middle SchoolGrades 6-81.7 mi
7/10
Poudre High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Phil Green

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Main
  • Area: 299
  • Dimensions: 13 x 23

Features

  • Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
  • Window features: Window Coverings
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,321

Heating & Cooling

  • Heating features: Forced Air,Humidity Control
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,321
  • Total interior livable area: 1,321 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 6 x 8

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Upper
  • Area: 192
  • Dimensions: 12 x 16

Property

Details

  • Parcel number: R1660812
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Private Owner

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony

Lot

  • Lot size: 1,386 sqft
  • Features: City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$212$2,544
Property Taxes $208$2,496
Electricity $186$2,232
Total$3,033$36,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,988/yr
40% on housing$90,990/yr
45% on housing$80,880/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$234
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$475,000
2026-03-23Listed for sale$480,000
2023-03-02Sold$490,000
2023-02-01Pending sale$495,000
2023-01-09Price change$495,000
2022-12-09Listed for sale$500,000
2007-01-02Sold$4,084,400

For Sale by Agent

AgentCarrie Levi, Real, Jason Levi, Real
BrokerageReal

Similar Homes