See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3657 Torch Lily St, Wellington, CO, 80549

4beds
3baths
3,350sqft
$545,000
$163price/sqft
$3,522/moest. monthly cost
$140,880/yrincome needed

About This Home

Freshly updated and move-in ready! This 4 bedroom, 3 bath, well maintained home with 3,219 Sq. Ft. features new interior & exterior paint & new flooring throughout, with durable luxury vinyl plank flooring on the main level &new carpet upstairs. The open-concept main floor includes a generous living room, a versatile office or flex room, 1/2 bath, and a well-designed kitchen with an oversized pantry. Upstairs, you'll find all four bedrooms, a conveniently located laundry room, and a spacious loft-perfect for a second living area, playroom, or media space. The primary suite offers a large private bathroom and an impressive walk-in closet. A 3-car attached garage provides plenty of room for vehicles, storage, and recreational gear, while the partial unfinished basement with rough-in for bath, offers excellent potential to customize the home to suit your needs. Perfectly located close to all that Wellington has to offer, with easy access to Cheyenne and Fort Collins.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Rice Elementary SchoolGrades PK-50.6 mi
4/10
Wellington Middle SchoolGrades 6-122.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Composition
  • Construction materials: Frame,Composition

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Crawl Space,Sump Pump

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11 x 11

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 112
  • Dimensions: 8 x 14

Family Room

  • Level: Upper
  • Area: 110
  • Dimensions: 10 x 11

Features

  • Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island,High Ceilings
  • Window features: Window Coverings
  • Flooring: Wood
  • Fireplace features: None
  • Finished area above ground: 2,589

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,589
  • Total interior livable area: 3,350 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Laundry

  • Level: Upper
  • Area: 30
  • Dimensions: 5 x 6

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 15 x 17

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Upper
  • Area: 260
  • Dimensions: 13 x 20

Study

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: R1623450
  • Zoning: Res
  • Special condition: Private Owner
  • Exclusions: Seller's Personal Property and Staging Items

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Wood

Lot

  • Lot size: 7,160 sqft
  • Features: Level,Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$279$3,348
Property Taxes $236$2,832
Electricity $252$3,034
Total$3,522$42,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,754/yr
40% on housing$105,660/yr
45% on housing$93,920/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 80549$224
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80549$187
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$545,000
2026-06-25Listing removed$3,100
2026-06-01Price change$3,100
2026-05-14Listed for rent$3,300
2026-04-15Listing removed$3,300
2026-04-10Listed for rent$3,300
2025-06-19Listing removed$3,200
2025-06-05Listed for rent$3,200
2023-06-23Sold$495,000
2023-04-06Price change$515,000
2023-02-08Price change$518,000
2023-01-13Listed for sale$525,000
2019-09-20Sold$375,000
2019-08-31Pending sale$379,000
2019-08-26Price change$379,000
2019-08-07Price change$380,000
2019-07-17Listed for sale$385,000
2016-12-01Sold$336,230

For Sale by Agent

AgentJeff Lewis
BrokerageColdwell Banker Realty- Fort Collins

Similar Homes