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870 Humboldt Peak Ln, Berthoud, CO, 80513

3beds
2baths
1,464sqft
$525,000
$359price/sqft
$3,273/moest. monthly cost
$130,920/yrincome needed

About This Home

Main floor living at its best! This semi-custom , 3 Bed, 2 Bath Ranch with oversized 2 Car Garage 662 sq ft is overlooking one of the the Pocket Parks to the West in the Peak View Meadows Subdivision close to Downtown Berthoud. No Metro District here. This light and bright Open Floor Plan has 36 inch Doors in Primary Bedroom and Bathroom and minimal Steps. Front Covered Patio overlooks the Pocket Park to the West and the Covered extended Back Patio to the East has a tad of a view of the Farmland to the Northeast. Enjoy the Sunrises and Sunsets. New Roof and exterior paint. Location provides for easy access to all of the Northern Front Range

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
5/10
Turner Middle SchoolGrades 6-80.7 mi
7/10
Berthoud High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick,Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None,Crawl Space,Radon Unknown

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 252
  • Dimensions: 14 x 18

Features

  • Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Pantry,Kitchen Island
  • Door features: 6-Panel Doors
  • Window features: Window Coverings
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,427

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,427
  • Total interior livable area: 1,464 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Laundry

  • Level: Main
  • Area: 45
  • Dimensions: 5 x 9

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14 x 16

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Main
  • Area: 240
  • Dimensions: 15 x 16

Property

Accessibility

  • Accessibility features: Level Lot,Accessible Hallway(s),Low Carpet,Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Parcel number: R1605089
  • Zoning: Res
  • Special condition: Private Owner
  • Exclusions: Sellers personal belongings,Shelves on North Side in Garage

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 5,754 sqft
  • Features: Cul-De-Sac,Native Plants,Level,City Limits,Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,>8' Garage Door,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$206$2,472
Property Taxes $227$2,724
Electricity $186$2,232
Total$3,273$39,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,217/yr
40% on housing$98,190/yr
45% on housing$87,280/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 80513$293
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80513$205
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$510,000
2026-07-01Listed for sale$525,000
2014-09-05Sold$267,890

For Sale by Agent

AgentUrsula Albers
BrokerageRE/MAX Alliance-Loveland

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