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745 Mount Massive Street, Berthoud, CO, 80513

5beds
4baths
3,127sqft
$610,000
$195price/sqft
$3,824/moest. monthly cost
$152,960/yrincome needed

About This Home

Welcome to 745 Mount Massive St, a home that exudes charm and elegance. The fresh interior paint provides a clean and modern feel, while the partial flooring replacement adds a touch of sophistication. The living room is graced with a cozy fireplace, perfect for those chilly evenings. The kitchen is a chef's dream, boasting all stainless steel appliances and a convenient kitchen island for extra prep space. The primary bathroom features double sinks and a separate tub and shower for ultimate relaxation. Step outside to a covered patio, ideal for entertaining or simply enjoying a quiet morning coffee. The fenced in backyard provides a great space for outdoor activities. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
5/10
Turner Middle SchoolGrades 6-80.6 mi
7/10
Berthoud High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 850
  • Finished area above ground: 2,229

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,127
  • Total interior livable area: 3,127 sqft

Property

Details

  • Parcel number: R1605166
  • Special condition: Standard
  • Exclusions: Alarm And Kwikset Lock Do Not Convey.

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$240$2,880
Property Taxes $264$3,168
Electricity $236$2,832
Total$3,824$45,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,108/yr
40% on housing$114,720/yr
45% on housing$101,973/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 80513$293
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80513$205
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$631,000
2026-04-16Price change$640,000
2026-04-02Price change$647,000
2026-03-06Listed for sale$656,000
2026-02-18Sold$558,500
2014-05-14Sold$314,500
2014-01-21Sold$55,000

For Sale by Agent

AgentTara Jones
BrokerageOpendoor Brokerage LLC

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