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223 E 2nd St, Covington, KY, 41011

2beds
3baths
2,472sqft
$775,000
$314price/sqft
$5,467/moest. monthly cost
$218,680/yrincome needed

About This Home

Experience the ideal blend of historic charm and modern living in this beautifully updated townhome located in the heart of Covington's sought-after Licking Riverside Historic District! This spacious residence features two large bedrooms, two and one-half bathrooms, soaring ceilings, and timeless architectural details that create an open, elegant feel throughout. The thoughtfully designed floor plan offers generous living spaces ideal for both everyday living and entertaining. A rare find in this historic neighborhood, the home also includes a one car garage and driveway parking, providing the convenience of TWO off-street parking spaces an exceptional amenity in downtown Covington!! Head outside to enjoy the newly renovated private patio, creating the perfect outdoor retreat for relaxing, dining, or hosting guests. Situated just steps from some of Northern Kentucky's best restaurants, coffee shops, parks, boutiques, and entertainment, you'll love the convenience of this centrally located home. With easy access to the Roebling Suspension Bridge and Downtown Cincinnati, commuting and enjoying city amenities couldn't be easier. This exceptional townhome offers the ideal combination of character, comfort, modern convenience, and an unbeatable walkable urban lifestyle!

Getting Around

80
WalkingVery Walkable
56
TransitGood Transit
64
BikeBikeable

Schools

3/10
Holmes Middle SchoolGrades 6-82.0 mi
1/10
Holmes High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1851

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Historic
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Upper Level

Bedroom2

  • Features: Window Treatments,Bath Adjoins
  • Level: Third
  • Area: 324
  • Dimensions: 18 x 18

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Chandelier,Hardwood Floors
  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Features

  • Walk-In Closet(s),Soaking Tub,Double Vanity,Chandelier,Recessed Lighting
  • Window features: Vinyl Frames,Wood Frames
  • Number of fireplaces: 2
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,472 sqft

Kitchen

  • Features: Eat-in Kitchen,Ceramic Tile Flooring,Recessed Lighting
  • Level: First
  • Area: 144
  • Dimensions: 18 x 8

Living Room

  • Features: Fireplace(s),Window Treatments,Hardwood Floors
  • Level: First
  • Area: 204
  • Dimensions: 17 x 12

Primary Bath

  • Features: Ceramic Tile Flooring,Double Vanity,Shower
  • Level: Second
  • Area: 140
  • Dimensions: 14 x 10

Primary Bedroom

  • Features: Fireplace(s),Window Treatments,Bath Adjoins,Hardwood Floors
  • Level: Second
  • Area: 504
  • Dimensions: 28 x 18

Property

Details

  • Parcel number: 0541413003.01
  • Attached to another structure: Yes

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Patio

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 19 x 95

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$524$6,288
Property Taxes $830$9,960
Electricity $195$2,342
Total$5,467$65,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,440/yr
40% on housing$164,010/yr
45% on housing$145,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 41011$201
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41011$192
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$775,000
2023-07-27Sold$665,000
2023-06-19Pending sale$699,000
2023-06-01Listed for sale$699,000
2015-05-06Sold$415,000
2012-05-09Sold$315,000
2011-08-14Listing removed$370,000
2011-07-20Price change$370,000
2011-05-18Price change$435,000
2011-03-05Listed for sale$465,000
2008-02-18Sold$325,000
2003-01-24Sold$165,380

For Sale by Agent

AgentAmy Brooks
BrokerageColdwell Banker Realty FM

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