262 Lourdes Ln, Covington, LA, 70435
About This Home
Charming Garden home available located in desirable Terra Mariae. This 2BR/2BA is a split bedroom floorplan. The home has a large living room with crown molding and an adjoining breakfast area adjacent to the kitchen. Several large windows border the wall of this area and give a calming view of the outside courtyard. The kitchen features granite countertops, wood cabinets, work island, pantry, built-in gas cooktop, separate electric oven and a new refrigerator. A separate dining room connects to the kitchen. Dining room has pocket doors that open into the living room area. Primary bedroom adjoins large bathroom with jetted tub, stand-alone shower, 2 sinks and large walk-in closet. New hardwood floors installed July 2025 in all living areas except laundry & bathrooms. Tray ceilings in the Primary Bedroom and Dining room add character to the home! 10 foot ceilings throughout the house. New paint, neutral color, throughout house in July 2025. New insulating windows, 2024. House is move in ready! Terra Mariae is an upscale, age-restricted 55+ community. HOA fee covers front lawn mowing, trash collection and maintenance of common grounds. ***Update 3/19/2026: New HVAC system installed***
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile,Hardwood
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Refrigerator,Central
Interior Area
- Total interior livable area: 1,725 sqft
Property
Details
- Parcel number: 30611
Features
- Exterior features: Stucco,Wood,Brick
- Has view: Yes
- View description: Territorial
Lot
- Lot size: 5,000 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Louisiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $300 | $3,600 |
| Property Taxes | $174 | $2,088 |
| Electricity | $147 | $1,773 |
| Total | $2,112 | $25,344 |
Income You'd Need if You Spent...
Louisiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Price change | $290,000 |
| 2026-01-12 | Price change | $295,000 |
| 2026-01-05 | Listed for sale | $310,000 |
| 2024-07-31 | Sold | -- |
| 2024-07-11 | Pending sale | $289,900 |
| 2024-07-11 | Contingent | $289,900 |
| 2024-07-10 | Listed for sale | $289,900 |
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