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16690 Million Dollar Rd, Covington, LA, 70435

2beds
1baths
1,473sqft
$225,000
$153price/sqft
$1,648/moest. monthly cost
$65,920/yrincome needed

About This Home

Welcome to this quaint and convenient 2-bedroom, 1-bath cottage, perfectly positioned on a spacious half-acre lot. Inside, you'll appreciate the clean and contemporary feel of the vinyl flooring that extends throughout the entire home as well as granite counters and hydro tub. Step outside to embrace the expansive yard, highlighted by a beautiful oak tree and a delightful pecan tree, providing shade and character. With its charming appeal and ample outdoor space, this cottage is an ideal choice for comfortable living and enjoying the outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
Covington High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Very Good Condition
  • Year built: 1965

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range

Bathroom

  • Level: Lower
  • Dimensions: 8x8

Bedroom

  • Level: Lower
  • Dimensions: 12.5x13.5

Bedroom

  • Level: Lower
  • Dimensions: 12x13.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Lower
  • Dimensions: 16x13.5

Features

  • Jetted Tub
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,473 sqft

Kitchen

  • Level: Lower
  • Dimensions: 14x13.5

Laundry

  • Level: Lower
  • Dimensions: 6x5

Living Room

  • Level: Lower
  • Dimensions: 12x25

Sitting Room

  • Level: Lower
  • Dimensions: 7x15

Property

Details

  • Parcel number: 118935
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None

Lot

  • Lot size: 0.45 Acres
  • Features: Outside City Limits,Rectangular Lot
  • Lot size dimensions: 109 x 189

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$229$2,748
Property Taxes $135$1,620
Electricity $147$1,773
Total$1,648$19,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,502/yr
40% on housing$49,440/yr
45% on housing$43,946/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 70435$148
St. Tammany Parish$167

vs Homes Sold Last Month

Median $/sqft

ZIP 70435$166
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-07Listed for sale$225,000
2025-10-06Listing removed$240,000
2025-07-29Price change$240,000
2025-06-26Listed for sale$250,000

For Sale by Agent

AgentMark Brown
BrokerageUnited Real Estate Partners LLC

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