116 Mount Carmel Ct, Covington, LA, 70435
About This Home
Charming 2-bedroom, 2-bath cottage with lovely courtyard and attached garage in the highly desirable Terra Mariae, an upscale 55+ community. This beautifully maintained home offers a spacious living room with gas fireplace and built-ins, along with a generous dining area. The kitchen is equipped with stainless steel appliances and ample cabinet storage. Luxury vinyl plank floors and 10 foot ceilings throughout. Primary bath has been updated and features a walk-in hydrotherapy tub, open shower, and walk-n closet. Entirely fenced yard and 2 patio areas. Generator. Flood Zone X. Terra Mariae is a wonderful, secure age-restricted community just minutes from downtown Covington, shopping, and dining. HOA fee is $300 per quarter and includes garbage, neighborhood maintenance and grass cutting of front lawn.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good Condition
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Patio Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range,Refrigerator
Bedroom
- Level: Lower
- Dimensions: 13.2 X 12.2
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Lower
- Dimensions: 14.3 X 10.1
Features
- Stainless Steel Appliances
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,1 Unit
Interior Area
- Total structure area: 2,402
- Total interior livable area: 1,884 sqft
Kitchen
- Level: Lower
- Dimensions: 14.2 X 11.8
Living Room
- Level: Lower
- Dimensions: 16.7 X 18.2
Master Bedroom
- Level: Lower
- Dimensions: 14.1 X 17.7
Property
Accessibility
- Accessibility features: Accessibility Features
Details
- Parcel number: 999
- Attached to another structure: Yes
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Pavers
- Exterior features: Courtyard
Lot
- Lot size: 5,000 sqft
- Features: Outside City Limits
- Lot size dimensions: 50 x 100
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Spaces,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Louisiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,693 | $20,316 |
| Home Insurance * | $341 | $4,092 |
| Property Taxes | $198 | $2,376 |
| Electricity | $147 | $1,773 |
| Total | $2,379 | $28,548 |
Income You'd Need if You Spent...
Louisiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $335,000 |
| 2023-05-04 | Sold | -- |
| 2022-06-02 | Sold | -- |
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