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615 River Oaks Dr, Covington, LA, 70433

4beds
4baths
3,065sqft
$539,900
$176price/sqft
$3,808/moest. monthly cost
$152,320/yrincome needed

About This Home

NEW PRICE, NEW OPPORTUNITY!! Act fast for big value. A Masterpiece of Refined Northshore Living... Step into a lifestyle of effortless elegance in this Tuscan-inspired villa, where vacation-style luxury meets the warmth of a meticulously crafted home. Nestled within River Oaks Estates, this rare residence offers a peaceful sanctuary designed for those who demand uncompromising quality. The heart of the home is a chef’s dream, featuring Sub-Zero refrigeration, double ovens, and expansive granite counters that invite both intimate family breakfasts and grand-scale entertaining. The seamless transition from the spacious, light-filled living room to the alfresco dining areas ensures your home remains the preferred venue for every celebration. Escape to a backyard oasis that rivals a luxury getaway. Dive into the shimmering inground pool, surrounded by a full privacy fence and lush landscaping that transforms your daily routine into a perpetual holiday. Rarely does a property of this caliber—situated in Flood Zone C and the top-tier Mandeville School District—become available at such an incredible price point. This is an invitation to a high-end lifestyle with immediate equity in one of St. Tammany’s most sought-after enclaves. Commuter’s Dream: Seconds from I-12 and the Causeway for a stress-free New Orleans commute. Proximity: Minutes from the Northshore’s premier shopping, dining, and world-class medical facilities.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

9/10
Tchefuncte Middle SchoolGrades 4-62.8 mi
10/10
9/10
Mandeville High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 13.3 x 18.4

Bedroom

  • Level: Second
  • Dimensions: 10.9 x 15.6

Bedroom

  • Level: Second
  • Dimensions: 11.5 x 13.4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Breakfast Room Nook

  • Level: First
  • Dimensions: 9.7 x 12

Dining Room

  • Level: First
  • Dimensions: 15.2 x 15

Features

  • Attic,Ceiling Fan(s),Granite Counters,Pantry,Pull Down Attic Stairs
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Multiple Heating Units
  • Cooling features: Central Air,2 Units

Interior Area

  • Total structure area: 3,765
  • Total interior livable area: 3,065 sqft

Kitchen

  • Level: First
  • Dimensions: 15 x 15.3

Living Room

  • Level: First
  • Dimensions: 26.4 x 17.4

Master Bedroom

  • Level: Second
  • Dimensions: 15.2 x 15.8

Property

Details

  • Parcel number: 48846
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Exterior features: Fence

Lot

  • Lot size: 0.40 Acres
  • Features: Outside City Limits,Rectangular Lot
  • Lot size dimensions: 165 x 144 x 67

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Two Spaces
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$528$6,336
Property Taxes $319$3,828
Electricity $231$2,780
Total$3,808$45,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,560/yr
40% on housing$114,240/yr
45% on housing$101,546/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 70433$235
St. Tammany Parish$167

vs Homes Sold Last Month

Median $/sqft

ZIP 70433$179
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$539,900
2026-06-17Price change$550,000
2026-05-23Listed for sale$560,000
2025-12-24Listing removed$580,000
2025-10-08Listed for sale$580,000
2022-10-01Listing removed--
2022-09-11Price change$530,000
2022-08-19Price change$549,500
2022-07-04Listed for sale$550,000
2016-05-13Sold--
2016-04-12Listed for sale$379,900

For Sale by Agent

AgentNoel Tomingas
BrokerageKeller Williams Realty Services

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