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614 E Independence St, Covington, LA, 70433

2beds
2baths
1,720sqft
$900,000
$523price/sqft
$6,109/moest. monthly cost
$244,360/yrincome needed

About This Home

Nestled in the heart of Covington’s sought-after Historic District, this raised property presents a rare opportunity for investors, renovators, or those dreaming of restoring a classic Southern home. Currently configured as a duplex, the property offers the flexibility to continue as an income-producing investment or be thoughtfully converted back into a charming single-family residence. Rich with character, the home features original hardwood flooring and timeless architectural details that provide the perfect foundation for restoration. Situated just moments from the scenic Bogue Falaya Park, downtown Covington’s boutiques, restaurants, galleries, and year-round events, you’ll enjoy one of the Northshore’s most desirable and walkable locations. The home is in fair condition and offers endless possibilities—renovate, restore, expand, or build new while taking advantage of this exceptional Historic District setting. Whether you’re looking for your next investment project or envision creating your dream home, this property offers location, charm, and incredible potential. Don’t miss this unique opportunity to own a piece of historic Covington in one of the city’s most beloved neighborhoods.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

6/10
5/10
Covington High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1930

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Lower
  • Dimensions: 6 X 4

Bedroom

  • Level: Lower
  • Dimensions: 13.5 X 13.9

Bedroom

  • Level: Lower
  • Dimensions: 13 X 13.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Multiple Heating Units
  • Cooling features: Central Air,2 Units

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 1,720 sqft

Kitchen

  • Level: Lower
  • Dimensions: 8.4 X 4

Living Room

  • Level: Lower
  • Dimensions: 17.5 X 16

Property

Details

  • Parcel number: 19404
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 0.40 Acres
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 147 x 120

Parking

  • Total spaces: 3
  • Parking features: Driveway,Three or more Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$880$10,560
Property Taxes $532$6,384
Electricity $147$1,773
Total$6,109$73,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,451/yr
40% on housing$183,270/yr
45% on housing$162,906/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$523This listing

vs Other Active Listings

Avg $/sqft

ZIP 70433$232
St. Tammany Parish$166

vs Homes Sold Last Month

Median $/sqft

ZIP 70433$179
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$900,000
2018-09-06Listing removed$900
2018-08-24Listed for rent$900
2007-05-09Sold--

For Sale by Agent

AgentSusan Brady
BrokerageREMAX ALLIANCE

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