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18123 Monga Dr, Covington, LA, 70433

3beds
4baths
2,163sqft
$396,000
$183price/sqft
$2,786/moest. monthly cost
$111,440/yrincome needed

About This Home

Nestled among beautiful, beautiful trees and surrounded by nature, this stunning 3-bedroom, 3-bath home offers the perfect blend of comfort, functionality, and waterfront living. Designed with an open-concept layout, the main living area is filled with abundant natural light, creating a bright and airy atmosphere, for both relaxing and entertaining. This unique property features a double primary bedroom, offering flexibility and privacy. Downstairs, you’ll find an additional half bath in the garage area along with extra washer and dryer hookups, added convenience after a day on the water. Step outside to your own backyard oasis, complete with ample covered spaces for entertaining, whether you're hosting gatherings or simply enjoying the peaceful surroundings. A freight elevator on the back porch adds practicality and ease when transporting items between levels. Boating enthusiasts will love the private boat shed with a back-down ramp, as well as a boat ramp dock with bulkhead. The waterway provides direct access leading out to the Tchefuncte River, making this a true waterfront retreat. Additional highlights include two enclosed garages, one equipped with a window unit hookup, plus recent updates like a roof replaced in 2025 and an outdoor AC unit replaced in 2024. Located in a community where HOA membership is optional, this property offers both freedom and flexibility. Experience the best of nature, comfort, and waterfront living all in one exceptional home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
Marigny Elementary SchoolGrades PK-15.1 mi
8/10
Fontainebleau High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1982

Materials

  • Foundation: Raised
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Acadian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven

Bathroom

  • Level: Lower
  • Dimensions: 9 X 5

Bathroom

  • Level: Lower
  • Dimensions: 12.1 X 5

Bedroom

  • Level: Lower
  • Dimensions: 17.4 X 13

Bedroom

  • Level: Lower
  • Dimensions: 12.1 X 11.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Lower
  • Dimensions: 14.6 X 7.8

Features

  • Granite Counters
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 4,815
  • Total interior livable area: 2,163 sqft

Kitchen

  • Level: Lower
  • Dimensions: 13.2 X 12

Laundry

  • Level: Lower
  • Dimensions: 14.7 X 6

Living Room

  • Level: Lower
  • Dimensions: 21.6 X 18.1

Master Bathroom

  • Level: Lower
  • Dimensions: 9.3 X 5

Master Bedroom

  • Level: Lower
  • Dimensions: 15.7 X 13.5

Sunroom

  • Level: Lower
  • Dimensions: 27.4 X 9.8

Property

Details

  • Parcel number: 26997
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Wood,Balcony,Porch
  • Exterior features: Balcony,Dock,Porch
  • Waterfront features: Water Access

Lot

  • Lot size: 0.31 Acres
  • Features: Outside City Limits,Rectangular Lot
  • Lot size dimensions: 90 x 150

Parking

  • Total spaces: 3
  • Parking features: Covered,Garage,Three or more Spaces,Boat,RV Access/Parking
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,002$24,024
Home Insurance *$387$4,644
Property Taxes $234$2,808
Electricity $163$1,962
Total$2,786$33,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,520/yr
40% on housing$83,580/yr
45% on housing$74,293/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 70433$235
St. Tammany Parish$167

vs Homes Sold Last Month

Median $/sqft

ZIP 70433$179
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$396,000
2021-03-24Listing removed--
2014-05-21Sold--
2014-05-05Listed for sale$229,000
2014-02-09Listing removed$239,900
2013-08-13Price change$239,900
2013-05-23Listed for sale$245,000

For Sale by Agent

AgentStephanie Kippes
BrokerageUnited Real Estate Partners

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