31390 Harvest Ct, Westover, MD, 21871
4beds
3baths
2,417sqft
$419,900
$174price/sqft
$2,930/moest. monthly cost
$117,200/yrincome needed
About This Home
Getting Around
0
Car-Dependent0
Very Limited Transit25
Somewhat BikeableSchools
5/10
1/10
4/10
Construction
Condition
- Year built: 2016
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
- Laundry features: Laundry Room
Bedroom2
- Level: Upper
- Area: 153
- Dimensions: 9 X 17
Bedroom3
- Level: Upper
- Area: 156
- Dimensions: 12 X 13
Bedroom4
- Level: Upper
- Area: 169
- Dimensions: 13 X 13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Bonus Room
- Level: Upper
- Area: 189
- Dimensions: 9 X 21
Dining Room
- Level: Main
- Area: 143
- Dimensions: 11 X 13
Features
- Ceiling Fan(s),Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Kitchen Island,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s)
- Finished area below ground: 0
- Finished area above ground: 2,417
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,417
- Total interior livable area: 2,417 sqft
Kitchen
- Features: Breakfast Bar,Granite Counters,Kitchen Island
- Level: Main
- Area: 182
- Dimensions: 13 X 14
Laundry
- Level: Main
- Area: 45
- Dimensions: 5 X 9
Living Room
- Level: Main
- Area: 285
- Dimensions: 15 X 19
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Main
- Area: 234
- Dimensions: 13 X 18
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2003058905
- Zoning: A
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Porch
- Exterior features: Lighting
Lot
- Lot size: 1.06 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Drought
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Winter Storm
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $355 | $4,260 |
| Electricity | $307 | $3,695 |
| Total | $2,930 | $35,160 |
Income You'd Need if You Spent...
30% on housingRecommended$117,200/yr
35% on housing$100,457/yr
40% on housing$87,900/yr
45% on housing$78,133/yr
Maryland FAIR Plan Programs
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
$174This listing
vs Other Active Listings
Avg $/sqft
ZIP 21871$436
Somerset County$136
vs Homes Sold Last Month
Median $/sqft
ZIP 21871—
Somerset County—
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $419,900 |
| 2020-07-02 | Sold | $289,900 |
| 2020-04-27 | Listed for sale | $289,900 |
| 2019-08-30 | Sold | $260,000 |
| 2019-08-08 | Pending sale | $275,000 |
| 2019-06-20 | Price change | $275,000 |
| 2019-04-05 | Listed for sale | $289,900 |
| 2016-03-22 | Sold | $259,900 |
| 2016-01-08 | Listed for sale | $259,900 |
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