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10722 Gera Rd, Birch Run, MI, 48415

5beds
6baths
5,250sqft
$732,000
$139price/sqft
$5,716/moest. monthly cost
$228,640/yrincome needed

About This Home

This extraordinary residence offers an unparalleled blend of luxury and country tranquility that will captivate your heart from the moment you arrive. Nestled within a breathtaking setting featuring two serene ponds, this four to five-bedroom, six-bathroom home delivers over three thousand square feet of thoughtfully designed living space. The primary suite serves as your personal retreat, complete with a cozy fireplace and generous walk-in closet. Here's something you don't see every day—every bedroom boasts its own full bathroom, providing convenience and privacy for all residents. Access the expansive deck from any main floor bedroom, where peaceful views await. The finished basement takes versatility to new heights with a complete one-bedroom apartment, perfect for guests or potential rental income. Outside, a spacious thirty-two by twenty-four pole barn provides ample storage for vehicles, equipment, or workshop dreams. Whether you're sipping morning coffee overlooking the ponds or hosting gatherings on the deck, this property promises a lifestyle most only dream about. Schedule your private tour today and discover what makes this home truly exceptional.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
6/10
Birch Run High SchoolGrades 9-123.3 mi
7/10
North Elementary SchoolGrades PK-43.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Vinyl Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Finished,Concrete

Bathroom1

  • Features: Tile
  • Level: First
  • Area: 143

Bathroom2

  • Features: Linoleum
  • Level: First
  • Area: 45

Bathroom3

  • Features: Linoleum
  • Level: First
  • Area: 40

Bathroom4

  • Features: Linoleum
  • Level: First
  • Area: 48

Bathroom5

  • Features: Tile
  • Level: Basement
  • Area: 56

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 340

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 180

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 156

Bedroom4

  • Features: Carpet
  • Level: Basement
  • Area: 432

Bedroom5

  • Features: Carpet
  • Level: Basement
  • Area: 221

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 6

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 180

Family Room

  • Features: Carpet
  • Level: Basement
  • Area: 1035

Features

  • Cathedral/Vaulted Ceiling,Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Ceramic Tile,Linoleum,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 2,227
  • Finished area above ground: 3,023

Great Room

  • Level: First
  • Area: 270

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 6,046
  • Total interior livable area: 5,250 sqft

Kitchen

  • Features: Linoleum
  • Level: First
  • Area: 289

Living Room

  • Features: Carpet
  • Level: First
  • Area: 408

Property

Details

  • Parcel number: 05106154012000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Pond
  • Frontage type: Road
  • Frontage length: 460

Lot

  • Lot size: 9.52 Acres
  • Features: Rural
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Electric in Garage,Garage Door Opener,Heated Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,701$44,412
Home Insurance *$412$4,944
Property Taxes $1,031$12,372
Electricity $572$6,871
Total$5,716$68,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,977/yr
40% on housing$171,480/yr
45% on housing$152,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 48415$157
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48415$140
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$742,500
2026-03-10Listed for sale$749,900

For Sale by Agent

AgentAngie Muehlfeld, Century 21 Signature - Frankenmuth
BrokerageCentury 21 Signature - Frankenmuth

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