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5647 Putuptoe Pl, Norwood, NC, 28128

1beds
1baths
578sqft
$110,000
$190price/sqft
$855/moest. monthly cost
$34,200/yrincome needed

About This Home

Clear title and ready for a Quick Closing! Welcome to rural Norwood. If you are looking for simple, remote, country living, we have just the home for you. This rural cottage is located down a private road with minimal neighbors. The home sits on approximately 1.66 acres, mostly level front and side yards, with two large back yard storage buildings. The home itself is perfect for low maintenance living. The home is approximately 576 sq ft of modest living and features an open kitchen, and living area, one bedroom and one bathroom, and a large laundry room. Tons of natural light fills the home. The house has a septic system and will need public water hookup. The owner has owned less than a year and has not occupied the home. Working condition and ages are unknown. We welcome all those who are looking for their next DIY project to come take a tour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
South Stanly High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Concrete,Tile
  • Finished area below ground: 0
  • Finished area above ground: 578

Heating & Cooling

  • Heating features: Other,None
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 578
  • Total interior livable area: 578 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 654203247453
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage

Lot

  • Lot size: 1.66 Acres
  • Features: Cleared,Level,Sloped,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$48$576
Property Taxes $51$612
Electricity $200$2,405
Total$855$10,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,314/yr
40% on housing$25,650/yr
45% on housing$22,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 28128$337
Stanly County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28128$209
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$110,000
2026-07-17Price change$114,999
2026-03-07Listed for sale$115,000

For Sale by Agent

AgentAmanda McKinnon
BrokerageMark Spain Real Estate

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