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130 Bluff Creek Ter, Candler, NC, 28715

4beds
4baths
3,580sqft
$1,495,000
$418price/sqft
$9,280/moest. monthly cost
$371,200/yrincome needed

About This Home

Year round views are stunning from this elevation of over 3500 feet. Main house has upper and lower primary en suites, a lower level entertainment room, additional bedroom/office with views and over 1500 feet of covered decks. The detached garage apartment and additional 2.24 buildable lot with views, makes this property impressive for large family or 3 rental income potentials. The outdoor enthusiast will enjoy the tiered garden area, small orchard, bees, fruit trees, and cutting your own wood for the stone fireplace in great room. Located inside the small, gated community of: The Bluffs at Curtis Creek and within a few miles to dining, shopping, new State Park, Blue Ridge Parkway and Asheville you can enjoy privacy with convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Pisgah ElementaryGrades K-42.7 mi
6/10
Enka MiddleGrades 7-86.9 mi
6/10
Enka HighGrades 9-126.4 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Contemporary,European
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Exhaust Hood,Induction Cooktop,Microwave,Refrigerator,Tankless Water Heater,Wall Oven,Warming Drawer,Washer/Dryer
  • Laundry features: Mud Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry,Storage Space

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Basement

Features

  • Drop Zone,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Total Primary Heated Living Area: 2994
  • Door features: Pocket Doors,Screen Door(s),Sliding Doors
  • Flooring: Tile,Wood
  • Fireplace features: Great Room,Wood Burning
  • Finished area below ground: 1,457
  • Finished area above ground: 1,537

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Ductless,Radiant Floor
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,537
  • Total interior livable area: 3,580 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Basement

Other

  • Level: 2nd Living Quarters

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 867663001000000
  • Zoning: OU
  • Special condition: Standard
  • Exclusions: all gardening apparatus,chaise double lounge on upper deck,outside camera,apiary apparatus,but is negotiable

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Fire Pit
  • Fencing: Electric,Partial
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round

Lot

  • Lot size: 4.34 Acres
  • Features: Orchard(s),Wooded,Views

Parking

  • Total spaces: 4
  • Parking features: Driveway,Detached Garage,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$448$5,376
Property Taxes $940$11,280
Electricity $333$4,001
Total$9,280$111,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,171/yr
40% on housing$278,400/yr
45% on housing$247,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 28715$261
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28715$250
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$1,495,000
2025-09-05Price change$1,580,000
2025-07-07Listed for sale$1,600,000
2021-11-18Sold$1,265,500
2021-09-29Contingent$1,400,000
2021-08-26Listed for sale$1,400,000
2013-08-30Sold$10,000
2013-06-05Sold$8,000
2012-05-23Sold$34,000
2008-08-21Sold$290,000

For Sale by Agent

AgentCarol Hamlet
BrokerageHoward Hanna Beverly-Hanks Asheville-Biltmore Park

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