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122 Cisco Rd, Asheville, NC, 28805

4beds
3baths
3,158sqft
$1,225,000
$388price/sqft
$7,822/moest. monthly cost
$312,880/yrincome needed

About This Home

Tucked away in the highly coveted Haw Creek community, this striking contemporary mountain home is the ultimate vibe—offering the perfect blend of wooded privacy and urban convenience, all just 4 miles from the heart of downtown Asheville. Built by the award-winning Osada Construction, the home immediately captivates with its superior craftsmanship, high-efficiency design, and thoughtful architectural details. In 2021 a full lower-level kitchen was seamlessly added, transforming the space into a luxurious, completely independent in-law suite or a high-yield rental opportunity. Whether you're hosting extended family or looking for a premium stream of passive income, this layout delivers effortless flexibility. Meticulously cared for and beautifully upgraded, this property feels like a private retreat. Step outside to immerse yourself in the premium 16.5-foot swim spa, complete with integrated Jacuzzi seats and Bluetooth speakers—the ultimate setup for starlit relaxation or morning movement.Serving as a true turnkey sanctuary, the property features whole-house water filtration (plus kitchen reverse osmosis), a radon mitigation system, and zoned climate control, ensuring complete peace of mind.

Getting Around

4
WalkingCar-Dependent
20
TransitMinimal Transit
11
BikeSomewhat Bikeable

Schools

5/10
Haw Creek ElementaryGrades PK-50.6 mi
8/10
A C Reynolds MiddleGrades 6-84.2 mi
8/10
A C Reynolds HighGrades PK,9-124.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Hardboard Siding

Other

  • Builder name: Osada

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Filtration System,Gas Oven,Gas Range,Refrigerator,Tankless Water Heater,Washer/Dryer
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Lower

Bedroom S

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Bonus Room

  • Level: Lower

Dining Area

  • Level: Main

Features

  • Walk-In Closet(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Gas
  • Finished area below ground: 1,254
  • Finished area above ground: 1,904

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 3,158 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Basement

Laundry

  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 965951776200000
  • Zoning: RS4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Fenced,Heated,Pool/Spa Combo
  • Patio & porch: Deck,Front Porch,Porch,Screened
  • Exterior features: Other - See Remarks
  • Fencing: Back Yard,Front Yard

Lot

  • Lot size: 0.64 Acres
  • Features: Cleared,Private,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance *$332$3,984
Property Taxes $1,002$12,024
Electricity $294$3,529
Total$7,822$93,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,182/yr
40% on housing$234,660/yr
45% on housing$208,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 28805$219
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28805$295
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$1,225,000
2021-03-02Sold$735,000
2020-12-24Contingent$775,000
2020-12-24Pending sale$775,000
2020-12-07Price change$775,000
2020-11-20Price change$784,900
2020-11-07Price change$794,900
2020-10-14Listed for sale$799,900
2018-06-11Sold$632,500
2018-04-15Pending sale$649,500
2018-03-24Price change$649,500
2018-03-01Listed for sale$674,900
2016-03-17Sold$585,204
2015-11-24Price change$595,000
2015-09-23Listed for sale$615,000
2015-04-29Sold$67,900
2015-02-25Listed for sale$69,900
2012-05-24Sold$48,000
2002-04-29Sold$30,000

For Sale by Agent

AgentDanielle Thuot
BrokerageIvester Jackson Blackstream

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