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3 Whispering Bells Ct, Arden, NC, 28704

4beds
5baths
3,864sqft
$2,595,000
$672price/sqft
$15,530/moest. monthly cost
$621,200/yrincome needed

About This Home

Located conveniently in Cove Park at Walnut Cove, this easy-flow open floor plan home, crafted by Cliffs Builders, offers a unique blend of indoor and outdoor luxury living. Just minutes away from Walnut Cove’s exquisite amenities via nature walking trails, this home accentuates the true meaning of living. The premier location of Cove Park allows access to picturesque walking trails, exclusive state-of-the-art wellness center, and a short drive to Club Village, the heart of Walnut Cove. This spacious, open-concept home features 4 bedrooms, 4.5 bathrooms, and boasts 3,864 square feet of generous open-air living space. A Club Membership is available to purchase, giving you access to all seven communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Avery's Creek ElementaryGrades PK-42.0 mi
9/10
Valley Springs MiddleGrades 5-83.8 mi
7/10
T C Roberson HighGrades PK,9-124.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Cedar Shake,Hardboard Siding,Stone

Other

  • Builder model: The Roan
  • Builder name: Cliffs Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater,Washer/Dryer
  • Laundry features: Gas Dryer Hookup,Laundry Room

Basement

  • Basement: Other

Bathroom Full

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 157.25
  • Dimensions: 18' 6" X 8' 6"

Bedroom S

  • Level: Upper
  • Area: 169.9975
  • Dimensions: 12' 10" X 13' 3"

Bedroom S

  • Level: Upper
  • Area: 252.59
  • Dimensions: 16' 9" X 15' 1"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper
  • Area: 391.02
  • Dimensions: 20' 7" X 19' 0"

Dining Room

  • Level: Main
  • Area: 228.42
  • Dimensions: 13' 6" X 16' 11"

Features

  • Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Pantry
  • Flooring: Other
  • Fireplace features: Gas,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,864

Flex Space

  • Level: Upper
  • Area: 124
  • Dimensions: 15' 6" X 8' 0"

Great Room

  • Level: Main
  • Area: 389.98
  • Dimensions: 18' 6" X 21' 1"

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,864
  • Total interior livable area: 3,864 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main
  • Area: 298.7036
  • Dimensions: 14' 2" X 21' 1"

Laundry

  • Level: Main
  • Area: 103.3464
  • Dimensions: 11' 11" X 8' 8"

Primary Bedroom

  • Level: Main
  • Area: 305.28
  • Dimensions: 16' 0" X 19' 1"

Property

Details

  • Parcel number: 963308146600000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Spa features: Community
  • Fencing: Back Yard

Lot

  • Lot size: 0.35 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Drought
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,121$157,452
Home Insurance *$666$7,992
Property Taxes $1,384$16,608
Electricity $359$4,318
Total$15,530$186,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$532,457/yr
40% on housing$465,900/yr
45% on housing$414,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$672This listing

vs Other Active Listings

Avg $/sqft

ZIP 28704$333
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28704$266
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-02Listed for sale$2,595,000
2019-05-20Listing removed$201,250
2019-03-21Listed for sale$201,250
2015-10-15Listing removed$201,250
2015-01-09Listed for sale$201,250
2011-06-10Sold$46,550,000
2006-08-29Sold$4,192,500

New Construction

AgentFrank Nix
BrokerageThe Cliffs

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