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13 Fitzgerald Rd, Black mountain, NC, 28711

3beds
4baths
2,854sqft
$1,150,000
$403price/sqft
$7,039/moest. monthly cost
$281,560/yrincome needed

About This Home

This immaculate townhome is in the Village of Cheshire, less than a mile from downtown Black Mountain. Cheshire has parks and green space throughout. Walk to three restaurants within Cheshire, and on creekside trails to the Y gym and pool, or the Sports Club for racquetball. There is a community garden, a playground, and a postal shed where you can meet your neighbors. The townhome has three bedrooms, each with a full bath, including the master on main. There are two living areas, a well appointed kitchen with stainless appliances and stone counter tops, a sizable dining room, a loft office and game area, half bath, laundry room, and butler's pantry. There is custom built storage in the two car garage, the pantry, and all closets. The home has a southern exposure, with a wall of windows for a clear view of the Swannanoa Mountain range. All windows have custom blinds, and the upper loft windows have motorized blinds for ease of use. There is a comfortable front porch with a ceiling fan at the entry, and a private rear deck with ceiling fan and motorized privacy shade. The HOAs provide all exterior maintenance, including painting, roofing, and landscaping. An excellent home for full time enjoyment or short term rental.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Black Mountain PrimaryGrades PK-31.2 mi
6/10
Charles D Owen MiddleGrades 6-83.2 mi
7/10
Charles D Owen HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Stucco,Hardboard Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Arts and Crafts
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Oven,Exhaust Fan,Exhaust Hood,Gas Cooktop,Ice Maker,Microwave,Plumbed For Ice Maker,Refrigerator,Refrigerator with Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,In Basement,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Exterior Entry,Finished,Full,Storage Space

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Upper

Bedroom S

  • Features: Built-in Features,Ceiling Fan(s),En Suite Bathroom
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Features: Ceiling Fan(s)
  • Level: Upper

Features

  • Breakfast Bar,Built-in Features,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,854

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,854
  • Total interior livable area: 2,854 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features
  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Office

  • Level: Upper

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 061931910100000
  • Zoning: TND
  • Special condition: Standard
  • Exclusions: Mirrors in primary bedroom,upstairs bedroom,half bath and front porch do not convey. Full size mirrors in primary bathroom and upstairs hall do not convey. Light fixtures in dining room and entry do not convey,.

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Lawn Maintenance
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round
  • Waterfront features: None

Lot

  • Lot size: 0.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$320$3,840
Property Taxes $639$7,668
Electricity $265$3,189
Total$7,039$84,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,337/yr
40% on housing$211,170/yr
45% on housing$187,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$269
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$1,150,000
2025-12-16Listing removed$1,100,000
2025-11-09Price change$1,100,000
2025-07-17Price change$1,175,000
2024-11-17Listed for sale$1,250,000
2024-09-11Listing removed$1,250,000
2024-08-31Listed for sale$1,250,000
2009-03-27Sold$255,000

For Sale by Agent

AgentDuke Woodson
BrokerageColdwell Banker Advantage

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