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31 Bourque Rd, Cumberland, RI, 02864

5beds
4baths
2,973sqft
$964,900
$325price/sqft
$6,844/moest. monthly cost
$273,760/yrincome needed

About This Home

Architectural details and thoughtfully designed living spaces define this impressive Contemporary Colonial in Cumberland's desirable Great Woods neighborhood. From the moment you step inside, soaring ceilings, rich hardwood floors, and an open, light-filled layout create an immediate sense of space. The heart of the home is the two-story great room, where a granite gas fireplace serves as the focal point and opens to the kitchen, complete with upscale appliances, counter seating, and a casual dining nook. Formal living and dining rooms provide additional gathering spaces, with sliding barn doors, plantation shutters, and detailed millwork adding warmth & character. Central AC and a three-car garage further enhance the home's comfort and functionality. Privately tucked away on the main level, the primary suite offers a relaxing escape featuring a soaking tub, tiled shower, and double vanity, while the nearby dedicated home office accommodates today's flexible lifestyle. Upstairs, a striking catwalk and balcony overlook the great room below, connecting two wings, each offering two bedrooms and a full bath, including a junior suite that provides added comfort for guests or extended family. Set on 1.18 acres, the outdoor spaces are equally inviting, with a spacious deck, stone patio, fire pit, and beautiful grounds, extending your living space well beyond the home's walls. With distinctive architecture and a peaceful setting, this home simply stands apart.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Ashton SchoolGrades K-51.9 mi
9/10
9/10
Cumberland High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Contemporary,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Storage Space,Utility

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Wall (Plaster),Cathedral Ceiling(s),Stairs,Plumbing (Mixed),Ceiling Fan(s)
  • Window features: Storm Window(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,973

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Bottle Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,973
  • Total interior livable area: 2,973 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: First

Storage

  • Level: Lower

Property

Details

  • Parcel number: CUMBM027B0380L000

Features

  • Patio & porch: Deck,Patio,Porch
  • Fencing: Electric

Lot

  • Lot size: 1.18 Acres
  • Features: Electronic Pet Fence

Parking

  • Total spaces: 11
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$370$4,440
Property Taxes $990$11,880
Electricity $605$7,265
Total$6,844$82,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,651/yr
40% on housing$205,320/yr
45% on housing$182,506/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 02864$255
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02864$269
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$964,900
2026-07-24Listed for sale$964,900
2012-02-16Sold$535,655

For Sale by Agent

AgentDonna DiGiulio
BrokerageWilliams & Stuart Real Estate

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