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12286 NE Keeney Rd, Elgin, OK, 73538

4beds
3baths
2,000sqft
$320,000
$160price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

Welcome to this move-in-ready 4-bedroom, 2.5-bath home offering 1,974 square feet of comfortable living space on a spacious half-acre lot in Elgin. A brick exterior and two-car garage create an inviting first impression. Inside, the vaulted living room features abundant natural light, attractive flooring, and a fireplace that adds warmth and character. The open layout flows into the dining area and kitchen, where granite countertops, rich wood cabinetry, a tiled backsplash, and breakfast-bar seating provide a functional space for everyday living and entertaining. The downstairs primary suite offers added convenience and privacy, along with a generously sized primary bathroom. Outside, the expansive fenced backyard provides plenty of room to relax, garden, play, or entertain. Enjoy the covered patio, additional shade beneath the pergola, and the convenience of a tool shed for outdoor storage. With generous indoor and outdoor space, this welcoming Elgin property is ready to become your next home.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Elgin Elementary SchoolGrades PK-40.6 mi
7/10
Elgin Middle SchoolGrades 5-80.6 mi
8/10
Elgin High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas,Range/Oven,Cooktop,Vent Hood,Microwave,Dishwasher,Refrigerator,Electric Water Heater,Gas Water Heater,Two or More Water Heaters

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining

Features

  • One Living Area
  • Flooring: Carpet,Vinyl Plank
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas,Electric
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Kitchen/Dining

Property

Details

  • Parcel number: 04N10W323500520000002
  • Other equipment: Generator
  • Exclusions: Washer and dryer,Generac Generator

Features

  • Levels: Two

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 1
  • Parking features: Auto Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Wildfire

FEMA Declared Disasters in Comanche County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance $297$3,564
Property Taxes $181$2,172
Electricity $148$1,785
Total$2,244$26,928

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 73538$166
Comanche County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 73538$158
Comanche County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$320,000
2016-06-28Sold$210,000
2016-04-08Pending sale$210,000
2016-02-09Listed for sale$210,000
2013-08-05Sold$197,500
2013-06-06Price change$199,000
2013-03-27Listed for sale$213,900
2009-11-20Sold$198,500
2007-05-23Sold$82,500

For Sale by Agent

AgentKHALIL HAYES
BrokerageKEYHAUS REALTY CO

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