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3100 Cliff Rd, Birmingham, AL, 35205

4beds
5baths
2,799sqft
$699,900
$250price/sqft
$4,568/moest. monthly cost
$182,720/yrincome needed

About This Home

OPEN HOUSE Sun May 3 2-4 pm. Welcome to 3100 Cliff Rd! Located in sought-after Highland Park, this 4 bedroom, 3.5 baths home sits on a corner lot with a breathtaking elevated view and offers a spacious layout and ample natural light, just ready for your vision. Generous living areas including sunroom, living room AND small den/office space. Granite counters and eat-in area in kitchen plus a formal dining room w/ gorgeous chandelier. All bedrooms feature sizeable closets for ample storage. Enjoy a highly walkable location, just steps from Rushton Park, the golf course, Rojo, and a variety of popular local dining spots. A rare find for the area, the property includes a detached, gated one-car garage. With a large porch & ample outdoor living spaces to enjoy & a private yard ready to be transformed, this is an excellent opportunity to create your ideal home in one of Birmingham’s most desirable neighborhoods. Don't miss this opportunity to be in a PRIMO location!! Welcome home!

Getting Around

63
WalkingSomewhat Walkable
23
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

7/10
1/10
1/10

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Electric Oven,Refrigerator,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Concrete

Bathroom1

  • Level: First

Bathroom3

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Features

  • Multiple Staircases,Recessed Lighting,High Ceilings,Smooth Ceilings,Linen Closet,Shared Bath,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,799

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,799 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 2300314028003.000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$378$4,536
Property Taxes $338$4,056
Electricity $313$3,758
Total$4,568$54,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,617/yr
40% on housing$137,040/yr
45% on housing$121,813/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 35205$140
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35205$179
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$749,900
1999-06-30Sold$258,000

For Sale by Agent

AgentVirginia Markstein
BrokerageARC Realty Mountain Brook

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