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4 Carnation St, Cumberland, RI, 02864

3beds
2baths
1,678sqft
$899,900
$536price/sqft
$6,209/moest. monthly cost
$248,360/yrincome needed

About This Home

TO BE BUILT! Welcome to your dream home! Nestled in a wonderful wooded setting, this stately 3 bedroom, Ranch offers the perfect blend of luxury, tranquility and function. The floorplan is well thought out and includes a mudroom off the side entry two car garage. The back half of the home is an entertainers dream as it includes ample space for large gatherings or events. The kitchen offers plenty of cabinetry and countertop space for your cooking and baking needs as well as a generously sized walk in pantry! Centralized in the home is a great room with beautiful wood work. The primary bedroom conveniently next to the great room with views of the backyard, dual sink bathroom and walk in closet. There are 2 additional bedrooms and full bathroom. The backyard is deceivingly large and will lay out well for plenty of green space for entertaining. Schedule a showing today and step into the life you've always dreamed of! Photos may depict features not included in the asking price. Please inquire for more information as some customization and upgrades can be accomplished!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

10/10
Community SchoolGrades K-53.5 mi
8/10
9/10
Cumberland High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Plumbing (Mixed),Insulation (Walls)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,678

Heating & Cooling

  • Heating features: Bottle Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,678
  • Total interior livable area: 1,678 sqft

Property

Details

  • Parcel number: CUMBM051B0036L000

Lot

  • Lot size: 1.84 Acres
  • Features: Wooded

Parking

  • Total spaces: 6
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$345$4,140
Property Taxes $925$11,100
Electricity $389$4,675
Total$6,209$74,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,880/yr
40% on housing$186,270/yr
45% on housing$165,573/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 02864$253
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02864$269
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$899,900
2026-04-11Listing removed$200,000
2025-02-24Price change$1,149,900
2024-05-22Price change$1,049,900
2023-02-10Pending sale$200,000
2022-09-16Listed for sale$200,000

For Sale by Agent

AgentBarrows Team
BrokerageKeller Williams Leading Edge

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