205 Terra Verde Ln, McKinney, TX, 75069
About This Home
Welcome to your perfect retirement retreat! Nestled in a quiet, highly sought-after 55+ community, this charming and pristine 2-bedroom, 2-bathroom home offers the ultimate blend of comfort, convenience, and peace of mind. Step inside to discover a bright, spacious living area that seamlessly flows into an inviting open floor plan. Every detail of this well-designed home has been thoughtfully crafted for everyday ease. You will appreciate the wide spaces and hallways that allow for effortless navigation, as well as the generous room sizes. Both bathrooms are exceptionally roomy and come thoughtfully equipped with installed safety bars. The home features fantastic practical spaces, including an oversized laundry room that takes the chore out of wash day, and an attached 2-car garage complete with built-in shelving to keep all your tools and holiday storage perfectly organized. Outside, start your day with a cup of coffee on the tranquil back porch, taking in beautiful morning sunrises over the open yard. The best part? You can leave the lawnmower behind! The HOA covers all yard maintenance—both front and back—allowing you to enjoy a true low-maintenance, lock-and-leave lifestyle. Ideally situated just minutes from everything that makes McKinney, Texas, so cool—from its vibrant historic downtown to fantastic dining, shopping, and local events—you’ll have the best of the city right at your fingertips while retreating to your quiet neighborhood at the end of the day. This well-designed, pristine home is absolutely turnkey and waiting for you. Come experience gracious retirement living at its finest—schedule your tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Type & Style
- Home type: SingleFamily
- Property subType: Duplex,Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Property
Lot
- Lot size: 5,619 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance,Kitchen Level,Lighted,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $349 | $4,188 |
| Property Taxes | $456 | $5,472 |
| Electricity | $238 | $2,859 |
| Total | $2,913 | $34,956 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow