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906 S 18th St, Temple, TX, 76501

2beds
2baths
1,277sqft
$179,000
$140price/sqft
$1,654/moest. monthly cost
$66,160/yrincome needed

About This Home

Investment Opportunity in Temple, TX This well-maintained duplex offers two separate 1-bedroom, 1-bathroom units, each featuring durable concrete flooring for a low-maintenance living experience. Both units are currently leased, making this a ready-made income property. Conveniently located near shopping and city amenities, the property provides strong appeal for tenants and investors alike. Showing Information: Please contact the listing agent directly for showing instructions.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Travis Science AcademyGrades 6-81.4 mi
3/10
Temple High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Stone Veneer,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave
  • Laundry features: Other,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Tub Shower,Kitchen/Family Room Combo
  • Flooring: Concrete
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric,Multiple Heating Units
  • Cooling features: Central Air,Electric,2 Units

Interior Area

  • Total interior livable area: 1,277 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 45413
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 5,000 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$158$1,896
Property Taxes $353$4,236
Electricity $238$2,859
Total$1,654$19,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,708/yr
40% on housing$49,620/yr
45% on housing$44,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 76501$100
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76501$135
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-17Listed for sale$179,000
2026-04-18Pending sale$179,000
2026-03-13Contingent$179,000
2026-02-02Price change$179,000
2025-09-25Listed for sale$190,000

For Sale by Agent

AgentChristie Minalga
BrokerageKeeping It Realty

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