2635 Cotillion Dr, Sachse, TX, 75048
About This Home
?? **Beautiful Home in Sachse – Flexible Financing Available!** Looking for a home but having trouble qualifying for a traditional mortgage? This well-maintained home in Sachse may be the opportunity you've been waiting for! ? Move-in ready ? Excellent condition ? No bank financing required ? Flexible financing available ? Fast closing possible This home is ideal for someone who has a substantial down payment but may not qualify for a conventional loan due to self-employment, recent credit challenges, or other financing obstacles. **Requirements:** • Minimum $60,000 down payment • Ability to comfortably afford the monthly payment • Stable income • Proof of funds required If you've been turned down by a bank but know you can afford a home, let's talk. ?? Send me a private message with: 1. Your name 2. Your phone number 3. Amount available for your down payment 4. Why you're looking for alternative financing Serious inquiries only.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2011
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Carpet,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Other,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 3,062 sqft
Property
Details
- Parcel number: 480036000A0210000
Features
- Exterior features: Brick
Lot
- Lot size: 9,866 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,983 | $35,796 |
| Home Insurance * | $400 | $4,800 |
| Property Taxes | $530 | $6,360 |
| Electricity | $336 | $4,034 |
| Total | $4,249 | $50,988 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Listed for sale | $590,000 |
| 2026-03-11 | Listing removed | $4,000 |
| 2026-02-14 | Listed for rent | $4,000 |
| 2025-11-01 | Listing removed | $599,999 |
| 2025-10-04 | Listing removed | $4,000 |
| 2025-09-19 | Listed for rent | $4,000 |
| 2025-08-21 | Price change | $599,999 |
| 2025-07-24 | Listed for sale | $650,000 |
| 2025-03-21 | Listing removed | $650,000 |
| 2025-01-27 | Listed for sale | $650,000 |
| 2022-05-31 | Sold | -- |
| 2022-05-12 | Pending sale | $590,000 |
| 2022-04-23 | Contingent | $590,000 |
| 2022-04-21 | Listed for sale | $590,000 |
| 2022-04-19 | Contingent | $590,000 |
| 2022-04-14 | Listed for sale | $590,000 |
| 2014-11-20 | Listing removed | $320,000 |
| 2014-09-19 | Price change | $320,000 |
| 2014-09-05 | Price change | $329,900 |
| 2014-08-11 | Listed for sale | $333,000 |
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