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300 Mill Race Ln #4, Wimberley, TX, 78676

1beds
1baths
1,044sqft
$394,700
$378price/sqft
$2,870/moest. monthly cost
$114,800/yrincome needed

About This Home

Location truly is everything. Welcome to “Bella Rosa Cottage,” a charming 1-bedroom, 1-bath detached condo ideally located within walking distance to downtown Wimberley with access to Cypress Creek. Tucked inside a gated community of just eight cottages on approximately 2.59 acres, this property offers a rare blend of privacy, convenience, and Hill Country lifestyle. Currently operating as a short-term rental, the property is zoned to allow STR use, offering both personal enjoyment and income potential. The cottage features an open-concept layout with vaulted ceilings, stained concrete floors, and abundant natural light. The living area is anchored by a native stone wood-burning fireplace and flows into the kitchen and dining space. The kitchen includes granite countertops, custom cabinetry, and stainless appliances, while cedar accents add warmth and character. The spacious primary suite offers an ensuite bath with neo-angled jetted tub, separate tiled shower, and granite vanity. A covered front porch provides a peaceful setting to relax and enjoy the surrounding landscape. The grounds feature a firepit and steps leading to Cypress Creek, shaded by towering cypress trees, creating a serene and inviting natural setting. Owners enjoy shared access to approximately 259 feet of creek frontage and common areas, with each unit holding a 12.5% interest. Condo fees include electricity, water, basic cable, septic, insurance for common areas, and grounds maintenance—supporting a lock-and-leave lifestyle. Just a short stroll to Wimberley Square, enjoy an array of locally owned restaurants, boutique shopping, art galleries, wine bars, and live music venues that define the area’s vibrant yet relaxed charm. Ideal as a weekend retreat, full-time residence, or STR investment in a prime location. All information deemed reliable but not guaranteed. Buyer to verify all details. Some photos may be digitally enhanced for clarity and presentation.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
Blue Hole Primary SchoolGrades PK-22.1 mi
7/10
6/10
Wimberley High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • See Remarks,Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s),Granite Counters,High Speed Internet,Primary Bedroom on Main,Soaking Tub
  • Window features: See Remarks
  • Flooring: Concrete
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,044 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1550290001004008
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: See Remarks
  • Spa features: None
  • Fencing: See Remarks, Fenced, Perimeter, Wood
  • Has view: Yes
  • View description: See Remarks,Creek/Stream,Hill Country,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: See Remarks,Creek

Lot

  • Lot size: 2.59 Acres
  • Features: Sprinkler - In-ground

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,995$23,940
Home Insurance *$182$2,184
Property Taxes $455$5,460
Electricity $238$2,859
Total$2,870$34,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,400/yr
40% on housing$86,100/yr
45% on housing$76,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 78676$443
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78676$264
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$399,700
2019-03-07Listing removed$269,000
2019-02-01Pending sale$269,000
2019-01-10Listed for sale$269,000
2018-11-23Pending sale$269,000
2018-10-05Listed for sale$269,000
2014-08-01Listing removed$225,000
2013-07-30Listed for sale$225,000

For Sale by Agent

AgentAllison AJ Harwood
BrokerageCompass RE Texas, LLC

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