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108 Waterstone Dr, Montgomery, TX, 77356

5beds
4baths
4,126sqft
$815,900
$198price/sqft
$6,249/moest. monthly cost
$249,960/yrincome needed

About This Home

This stunning two-story residence showcases an elegant brick and stone exterior. Perfectly situated on a large lot in a gated community, the home offers both privacy and breathtaking views. Inside you will find a grand open chefs kitchen equipped with granite counter tops and plenty of counter space for preparing. Residing on the second level is a bunk room showcasing 4 built in double sized beds. All new carpet throughout in addition to new paint. The backyard is a true entertainer’s paradise, featuring a sparkling pool and spa, a built-in sunken circular fire pit with custom seating, and a fully equipped outdoor kitchen for effortless al fresco dining. Upstairs, a spacious balcony provides a tranquil retreat to enjoy sunsets and the surrounding natural beauty. Every detail has been thoughtfully designed to create a seamless flow between indoor comfort and outdoor living, offering a lifestyle of sophistication, relaxation, and year-round enjoyment in an unparalleled setting.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
6/10
7/10
Montgomery High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Balcony,Formal Entry/Foyer,High Ceilings,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Outside,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,126
  • Total interior livable area: 4,126 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Half Bath,Hollywood Bath,Primary Bath: Double Sinks,Secondary Bath(s): Tub/Shower Combo,Vanity Area

Property

Details

  • Parcel number: 392590

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo
  • Patio & porch: Covered,Patio/Deck,Porch
  • Exterior features: Back Green Space,Balcony,Outdoor Kitchen,Side Yard,Sprinkler System
  • Has spa: Yes
  • Spa features: Spa/Hot Tub,Private

Lot

  • Lot size: 0.61 Acres
  • Features: Corner Lot,Subdivided,1/2 Up to 1 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,125$49,500
Home Insurance *$644$7,728
Property Taxes $1,027$12,324
Electricity $453$5,436
Total$6,249$74,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,251/yr
40% on housing$187,470/yr
45% on housing$166,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$187
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$815,900
2026-04-09Listing removed$849,900
2025-11-25Listed for sale$849,900
2025-11-17Pending sale$849,900
2025-08-14Listed for sale$849,900
2015-03-10Listing removed$449,000
2015-03-06Pending sale$449,000
2015-02-12Price change$449,000
2014-11-11Price change$479,900
2014-06-02Price change$485,950
2014-05-23Price change$475,900
2014-03-29Price change$449,900
2013-11-28Price change$389,900
2013-09-04Listed for sale$409,000
2012-10-17Listing removed$359,900
2012-07-13Listed for sale$359,900

For Sale by Agent

AgentMelissa Perez-Mueller
BrokerageKeller Williams Realty The Woodlands

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