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104 Spring Valley St, Hutto, TX, 78634

5beds
5baths
3,954sqft
$1,100,000
$278price/sqft
$8,099/moest. monthly cost
$323,960/yrincome needed

About This Home

Gorgeous custom home! Almost 4000 sq. ft. on 2.65 acres! From the stunning curb appeal to the fine details, this home has it all. 5 bedrooms plus an office, 4 full and 1 half bathrooms, and an In-law suite with a second kitchen! Large wooded lot can be subdivided or plenty of room for future builds. Very close to the Samsung factory. Close to Hwy 130, 79, & shopping. Schedule a showing and fall in love with this one!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Ray Elementary SchoolGrades PK-51.8 mi
4/10
Farley Middle SchoolGrades 6-91.7 mi
5/10
Hutto High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Tile

Other

  • Builder name: Owner

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Self Cleaning Oven,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bookcases,Coffered Ceiling(s),High Ceilings,Vaulted Ceiling(s),Crown Molding,Entrance Foyer,Multiple Dining Areas,Pantry,Primary Bedroom on Main,Recessed Lighting,Walk-In Closet(s)
  • Window features: None
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,954 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14246000000002
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Exterior Steps
  • Spa features: None
  • Fencing: Full, Masonry, Wrought Iron
  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: None

Lot

  • Lot size: 2.65 Acres
  • Features: Corner Lot,Level,Open Lot,Sprinkler - Automatic,Sprinklers In Front,Trees-Heavy,Trees-Large (Over 40 Ft),Many Trees

Parking

  • Total spaces: 2
  • Parking features: Assigned,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$514$6,168
Property Taxes $1,589$19,068
Electricity $434$5,210
Total$8,099$97,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,680/yr
40% on housing$242,970/yr
45% on housing$215,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 78634$248
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78634$179
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$1,300,000
2025-09-25Listing removed$1,200,000
2025-06-25Price change$1,200,000
2025-06-11Price change$1,250,000
2025-06-09Price change$1,295,000
2025-05-12Price change$1,299,000
2025-04-21Listed for sale$1,350,000
2016-11-11Listing removed$630,000
2016-07-08Listed for sale$630,000
2016-04-03Listing removed$575,000
2016-03-14Price change$575,000
2016-02-28Price change$600,000
2016-01-26Price change$650,000
2015-11-19Price change$699,000
2015-10-11Price change$768,000
2015-08-30Listed for sale$800,000

For Sale by Agent

AgentAlan Duggins
BrokerageAdvantage Austin Properties

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