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440 13th Ave, Seattle, WA, 98122

4beds
4baths
1,580sqft
$1,190,000
$753price/sqft
$7,368/moest. monthly cost
$294,720/yrincome needed

About This Home

Nestled between First Hill and Cherry Hill and just moments from Seattle University, this stylish 2-bedroom, 2-bath modern townhouse blends convenience, versatility, and city living. The home boasts sun-filled interiors, clean contemporary finishes, and a rooftop deck with sweeping views of the city skyline and surrounding mountains. A private ground-floor studio ADU—with its own kitchen, bathroom, laundry, and entrance—offers flexible options for rental income, guest accommodations, or a remote workspace. Located within easy reach of downtown, major hospitals, transit lines, and tech corridors, plus all the vibrant culture, cuisine, and green spaces a short stroll away. An ideal home for those seeking an investment, stylish living—or both.

Getting Around

94
WalkingWalker's Paradise
90
TransitRider's Paradise
87
BikeVery Bikeable

Schools

3/10
Gatzert Elementary SchoolGrades PK-50.3 mi
7/10
Washington Middle SchoolGrades 6-80.7 mi
8/10
Garfield High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2021

Materials

  • Foundation: Block
  • Roof: Flat
  • Construction materials: Cement/Concrete

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,580 sqft

Kitchen With Eating Space

  • Level: Lower

Kitchen With Eating Space

  • Level: Main

Property

Details

  • Parcel number: 2908700080
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Second Kitchen,Dbl Pane/Storm Window
  • Has view: Yes
  • View description: City,Mountain(s)
  • Topography of land: Level

Lot

  • Lot size: 1,006 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,High Speed Internet,Rooftop Deck

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$196$2,352
Property Taxes $1,006$12,072
Electricity $149$1,793
Total$7,368$88,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,617/yr
40% on housing$221,040/yr
45% on housing$196,480/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$753This listing

vs Other Active Listings

Avg $/sqft

ZIP 98122$374
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98122$557
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$1,190,000

For Sale by Agent

AgentMo Li
BrokerageWeLakeside

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