3404 N Ruch St, Whitehall, PA, 18052
About This Home
Discover the charm of 3404 N Ruch ST, where classic elegance meets modern potential. This inviting residence, converted into a two-unit dwelling and nestled on a desirable corner lot, features a timeless brick exterior and a welcoming covered porch, perfect for quiet mornings. The sun-filled living room, with its multiple windows, creates a bright and airy atmosphere ideal for relaxation. An adaptable sunroom provides an additional versatile living area, illuminated by ample natural light. The functional kitchen is equipped with a refrigerator, microwave, dishwasher, and range, offering plentiful cabinet storage and a central dining space. Bedrooms throughout provide comfortable retreats with various flooring, including carpeting, laminate, and hardwood. Bathrooms are practical, featuring either a combined shower and tub or a shower stall, with a tiled powder room. An unfinished basement presents abundant storage and potential for customization, housing hot water heating and circuit breakers. The exterior boasts a secure side yard with a privacy fence and low-maintenance landscaping. A spacious yard with mature shade trees offers ample green space for leisure. An impressive four-bay garage completes this exceptional property, providing extensive parking or storage. Listing agent is relative of the seller.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1875
Materials
- Roof: Asphalt,Fiberglass
- Construction materials: Brick,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full
Bedroom
- Level: First
- Dimensions: 11.00 x 9.00
Bedroom
- Level: First
- Dimensions: 11.00 x 12.00
Bedroom
- Level: First
- Dimensions: 10.00 x 7.00
Bedroom
- Level: Second
- Dimensions: 10.00 x 8.00
Bedroom
- Level: Second
- Dimensions: 8.00 x 9.00
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Attic,Eat-in Kitchen,Storage
- Window features: Replacement Windows
- Finished area below ground: 0
- Finished area above ground: 2,896
Heating & Cooling
- Heating features: Electric,Oil
- Cooling features: None
Interior Area
- Total interior livable area: 2,896 sqft
Kitchen
- Level: First
- Dimensions: 13.00 x 14.00
Kitchen
- Level: Second
- Dimensions: 11.00 x 6.00
Laundry
- Level: First
- Dimensions: 13.00 x 8.00
Living Room
- Level: First
- Dimensions: 17.00 x 12.00
Living Room
- Level: Second
- Dimensions: 10.00 x 17.00
Other
- Level: First
- Dimensions: 11.00 x 6.00
Other
- Level: Second
- Dimensions: 4.00 x 6.00
Property
Details
- Parcel number: 5499058105821
- Zoning: R-5A
- Special condition: None
Features
- Levels: Two and One Half
- Stories: 2
- Exterior features: Fence,Shed
- Fencing: Yard Fenced
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 4
- Parking features: Detached,Garage,Off Street,On Street
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $408 | $4,896 |
| Electricity | $317 | $3,812 |
| Total | $2,578 | $30,936 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $345,000 |
| 2026-06-29 | Listed for sale | $375,000 |
| 2014-11-29 | Listing removed | $148,000 |
| 2014-11-21 | Price change | $148,000 |
| 2014-11-06 | Price change | $148,500 |
| 2014-10-22 | Price change | $149,000 |
| 2014-10-15 | Price change | $149,500 |
| 2014-10-01 | Price change | $149,900 |
| 2014-09-26 | Price change | $155,500 |
| 2014-09-19 | Price change | $155,700 |
| 2014-09-17 | Price change | $155,900 |
| 2014-09-11 | Price change | $156,000 |
| 2014-08-30 | Price change | $156,500 |
| 2014-08-27 | Price change | $156,900 |
| 2014-08-21 | Price change | $157,000 |
| 2014-08-13 | Price change | $157,500 |
| 2014-08-07 | Price change | $157,900 |
| 2014-07-30 | Price change | $158,000 |
| 2014-07-19 | Price change | $158,500 |
| 2014-07-15 | Price change | $158,900 |
| 2014-07-10 | Price change | $162,900 |
| 2014-07-02 | Price change | $163,500 |
| 2014-06-18 | Price change | $163,900 |
| 2014-06-07 | Price change | $164,000 |
| 2014-06-03 | Listed for sale | $164,300 |
| 2009-04-09 | Sold | $171,000 |
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