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20265 Merry Oak Ave, Tampa, FL, 33647

4beds
2baths
1,965sqft
$499,900
$254price/sqft
$3,772/moest. monthly cost
$150,880/yrincome needed

About This Home

Motivated owner-Bring your offer!!!STUNNING Lakefront Home in the Exclusive LIVE OAK Community – North Tampa Welcome to this beautifully fully renovated residence located in one of North Tampa’s most desirable and centrally located communities. This elegant home offers 4 bedrooms, 2 bathrooms, and a spacious game room, perfectly blending modern comfort, thoughtful design, and breathtaking lake views.From the moment you step inside, you’ll notice the bright open-concept layout filled with natural light from expansive windows that create an airy, welcoming atmosphere. The kitchen is truly the heart of the home, featuring a large center island, rich wood cabinetry, granite countertops, and a stylish wet bar—ideal for both everyday living and entertaining.Throughout the home, you’ll find sleek porcelain flooring and motorized window shades, adding both sophistication and convenience.The bathrooms have been tastefully updated with frameless glass enclosures, while the spacious primary suite features a beautifully designed his-and-hers custom wood walk-in closet.Designed with functionality in mind, the home also includes an oversized laundry room with space for two washers and a two-car garage with durable epoxy flooring. Resort-Style Outdoor Living:Step outside to an expansive covered terrace with a modern pergola and ambient string lighting, perfectly positioned to capture the panoramic 360° lake views. The 8,000+ sqft lot offers landscaped grounds, brand-new exterior walkways on both sides of the home, and natural gas connections ready for your future outdoor kitchen.Prime Location:Ideally situated near top-rated elementary, middle, and high schools, as well as hospitals, dining, and major shopping centers—offering the perfect balance of convenience and exclusivity.Live Oak Community Amenities Include:Clubhouse,Gated security,Resort-style pool,Fitness center,Tennis courts,Pickleball courts and Parks .Move-in ready — schedule your private showing today.Homes with this level of renovation, lakefront exposure, and prime location rarely stay on the market for long.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

7/10
Turner Elementary SchoolGrades PK-80.9 mi
3/10
Wharton High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Other,Shingle
  • Construction materials: Block,Concrete,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Laundry Room

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Dry Bar,Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Outdoor Grill
  • Flooring: Epoxy,Porcelain Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,061
  • Total interior livable area: 1,965 sqft

Kitchen

  • Features: Storage Closet
  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U05272084W00008200028.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch,Rear Porch,Screened
  • Exterior features: Basketball Court,Courtyard,Dog Run,Irrigation System,Outdoor Grill,Playground,Private Entrance,Rain Gutters,Sidewalk,Tennis Court(s)
  • Has view: Yes
  • View description: Trees/Woods,Water
  • Water view: Water

Lot

  • Lot size: 6,875 sqft
  • Lot size dimensions: 55 x 125

Parking

  • Total spaces: 2
  • Parking features: Driveway,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$315$3,780
Property Taxes $733$8,796
Electricity $197$2,373
Total$3,772$45,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,325/yr
40% on housing$113,160/yr
45% on housing$100,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 33647$184
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33647$219
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$499,900
2026-03-25Price change$519,900
2026-03-11Price change$524,900
2026-02-28Listed for sale$549,900
2010-10-15Sold$193,000
2010-06-03Sold$639,000

For Sale by Agent

AgentSheriocha Lazo
BrokerageENTERPRISE REALTY SERVICES LLC

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