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2323 Highway F, Defiance, MO, 63341

0beds
--baths
--sqft
$4,422,000
--price/sqft
$28,755/moest. monthly cost
$1,150,200/yrincome needed

About This Home

Imagine owning a piece of Missouri history. More than 250 years ago, the Osage people traveled these valleys, and pioneers like Daniel Boone, his son Nathan and adopted son Jonathan Bryan helped shape this remarkable landscape. Today, you have the rare opportunity to own approximately 80 acres of beautiful, untouched land just off Highway F, conveniently located near Augusta and Defiance, with over $1,000,000 of road and infrastructure improvements completed creating multiple opportunities for building sites on the property with electric, well and septic in place. With breathtaking ridge-top views and rolling countryside, this property is the perfect setting for a private family retreat, a picturesque mini ranch, or private equestrian estate. Create a legacy where your children and grandchildren can reconnect with nature—plant gardens, raise animals, ride horses, explore miles of side-by-side trails, or simply enjoy the peace and beauty that only a property like this can offer. Opportunities to own a tract with this combination of history, natural beauty, privacy, and location are exceptionally rare, especially with frontage on the coveted Hwy F. This isn't just land—it's a place where your family's next chapter can begin and memories can be made for generations to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
8/10
10/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 301421793000002.1100000
  • Special condition: Listing As Is,Standard

Features

  • Has view: Yes
  • View description: Pond,Rural,Valley
  • Water view: Pond

Lot

  • Lot size: 80 Acres
  • Features: Agricultural,Cleared,Heavy Woods,Many Trees,Meadow,Pasture

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,360$268,320
Home Insurance *$2,348$28,176
Property Taxes $3,906$46,872
Electricity $141$1,693
Total$28,755$345,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$985,885/yr
40% on housing$862,650/yr
45% on housing$766,800/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63341$273
St. Charles County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 63341$209
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$4,422,000
2025-03-01Listing removed$4,000,000
2024-09-11Price change$4,000,000
2024-04-12Listed for sale$800,000
2017-04-17Listing removed$2,000
2017-04-04Price change$2,000
2017-03-13Listed for rent$2,200
2012-11-09Listing removed$1,800
2012-06-07Listed for rent$1,800
2012-02-18Listing removed$320,000
2011-12-01Listed for sale$320,000

For Sale by Agent

AgentCatherine N Shaw-Connely
BrokerageTom Shaw, REALTORS

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