354 Garner Rd, Decherd, TN, 37324
About This Home
Experience the beauty and tranquility of country living in the exceptional 4 BR, 2,5 Bath home situated on 7.37 fully fenced acres with a pond. Enjoy breathtaking views of the Cumberland Plateau from the expansive wraparound porch, perfect for relaxing and taking in the scenery. Just a few minute drive to the University of the South in Sewanee and I-24. Inside you will find beautiful hardwood floors, a cozy fireplace and well-appointed kitchen featuring granite countertops. The spacious floor plan offers comfort and functionality for everyday living and entertaining. Also has a large detached three-bay garage with concrete foundation, providing ample space for vehicles, equipment, hobbies, or storage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Stone
- Roof: Asphalt,Shingle
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 132
- Dimensions: 12 x 11
Bedroom
- Level: Second
- Area: 132
- Dimensions: 11 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 180
- Dimensions: 15 x 12
Features
- Double Vanity,Entrance Foyer,High Ceilings,High Speed Internet,Pantry,Walk-In Closet(s),Tub/shower Combo,Breakfast Room,Separate Dining Room
- Window features: Double Pane Windows
- Flooring: Hardwood,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 2,245
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,245
- Total interior livable area: 2,245 sqft
Kitchen
- Level: First
- Area: 288
- Dimensions: 24 x 12
Living Room
- Level: First
- Area: 288
- Dimensions: 16 x 18
Master Bedroom
- Level: First
- Area: 224
- Dimensions: 16 x 14
Property
Details
- Parcel number: 049 003.13
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Rear Porch,Porch - Covered
- Exterior features: Private Entrance,Storage
- Fencing: Wood,Wire
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 7.37 Acres
- Features: Open Lot,Pond on Lot
- Lot size dimensions: 588 x 542 x 406 x 749
Parking
- Total spaces: 5
- Parking features: Concrete,Gravel
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,019 | $48,228 |
| Home Insurance | $583 | $6,996 |
| Property Taxes | $1,309 | $15,708 |
| Electricity | $182 | $2,188 |
| Total | $6,093 | $73,116 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $795,000 |
| 2026-07-06 | Price change | $865,500 |
| 2026-06-09 | Listed for sale | $899,500 |
| 2019-12-20 | Sold | $352,000 |
View on Zillow