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189 Cornett Dr, Lake Ozark, MO, 65049

1beds
1baths
696sqft
$199,000
$286price/sqft
$1,350/moest. monthly cost
$54,000/yrincome needed

About This Home

Live among mature trees in this charming treehouse-inspired retreat! ??? Surrounded by nature and filled with natural light, this 1-bedroom, 1-bath home features an open-concept layout with plenty of windows to bring the outdoors in. A cozy loft offers additional flexible space — perfect for extra storage. Step outside to enjoy the private deck, ideal for relaxing beneath the canopy of trees. Additional storage is conveniently located beneath the home. Located in a desirable four-seasons community offering resort-style amenities, including a sparkling pool, tennis courts, private fishing lakes, boat ramps, and playgrounds — there’s something for everyone to enjoy year-round. Don’t miss this unique opportunity to own your own peaceful escape! Schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Osage Middle SchoolGrades 6-87.6 mi
7/10
Osage High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1983

Materials

  • Foundation: Poured,Pillar/Post/Pier
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Stove,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 696
  • Total interior livable area: 696 sqft

Property

Details

  • Parcel number: 01502100000007031000
  • Zoning description: Residential
  • Exclusions: Personal items and furniture.

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck,Open
  • Exterior features: Deck,Gravel Driveway
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: 75 x 200 x 110 x 209

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$127$1,524
Property Taxes $76$912
Electricity $141$1,693
Total$1,350$16,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,285/yr
40% on housing$40,500/yr
45% on housing$36,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$206
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Contingent$199,000
2026-04-07Price change$199,000
2026-02-25Listed for sale$210,000
2026-02-17Listing removed$220,000
2025-12-04Listed for sale$220,000
2025-12-03Listing removed$1,400
2025-11-22Listed for rent$1,400
2025-07-28Sold--
2025-07-08Contingent$199,900
2025-06-30Listed for sale$199,900
2025-06-19Contingent$199,900
2025-06-01Listed for sale$199,900
2020-10-14Sold--
2020-09-04Pending sale$109,000
2020-07-27Price change$109,000
2020-06-15Listed for sale$119,000
2017-09-25Sold--
2017-08-19Pending sale$89,500
2017-08-11Listed for sale$89,500
2013-11-15Sold--
2013-06-06Listed for sale$85,000

For Sale by Agent

AgentDenise Kostelac
BrokerageRE/MAX at the Lake

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