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192 Victoria Ln, Climax Springs, MO, 65324

3beds
3baths
1,562sqft
$355,000
$227price/sqft
$2,249/moest. monthly cost
$89,960/yrincome needed

About This Home

Located in the quiet community of Fawn Valley, this beautifully maintained 3 bedroom, 2.5 bath home is truly move-in ready. This main-level living home offers a spacious layout with a large kitchen, inviting living areas, and a master suite featuring a jetted tub. Enjoy the outdoors year-round with two screened-in porches, a fenced backyard, patio, and outdoor fireplace, perfect for entertaining or relaxing evenings at home. The property also includes a 2-car attached garage and a 28x30 shop with excellent potential for a workshop, storage, or future in-law suite conversion. Enjoy the amenities Fawn Valley has to offer, including a community pool, pavilion, and boat launch with access at the 46 Mile Marker, making this a great full-time residence or lake-area getaway. Call for a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
4/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Architectural,Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned,Stove,Washer

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Furnished,Fireplace,Jetted Tub,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,562
  • Total interior livable area: 1,562 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Bath in Primary Bedroom
  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 06300510000001018000
  • Zoning description: Residential
  • Exclusions: Personal Items

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Boat Ramp,Concrete Driveway,Covered Patio,Enclosed Porch,Fence,Workshop
  • Waterfront features: Boat Ramp/Lift Access,Lake Privileges

Lot

  • Lot size: 0.41 Acres
  • Features: Gentle Sloping
  • Lot size dimensions: 221 x 95 x 179 x 84

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Electricity,Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Landslide
Lightning
Tornado
Hail
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$177$2,124
Property Taxes $136$1,632
Electricity $141$1,693
Total$2,249$26,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,108/yr
40% on housing$67,470/yr
45% on housing$59,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 65324$204
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65324
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$355,000
2026-07-15Listed for sale$365,000
2026-06-25Contingent$365,000
2026-05-22Listed for sale$365,000
2015-09-30Sold--
2015-08-15Pending sale$165,000
2015-05-01Listed for sale$165,000
2014-07-25Listing removed$175,000
2014-02-15Listed for sale$175,000

For Sale by Agent

AgentLOREN L MCNABB, JR
BrokerageEXP Realty, LLC

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