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106 Buck Deer Ln, Camdenton, MO, 65020

4beds
4baths
3,639sqft
$699,000
$192price/sqft
$4,451/moest. monthly cost
$178,040/yrincome needed

About This Home

Lake life starts here! Discover the Lake of the Ozarks lifestyle you've been searching for in this beautifully updated 4BR/4BA home in Porter Mill Bend Estates. Offering 3,639 sq ft on .64 acres, this ranch-style home w/ walkout lower level combines everyday comfort w/ room to entertain. Step inside to an open kitchen & dining area, LVP flooring & a spacious primary suite w/ private bath. The finished walkout lower level adds incredible flexibility for guests, entertaining, exercise or a home office. Major improvements include a NEW ROOF in 2024, backup generator & propane tank, new front porch, main-level LVP & radon mitigation. Enjoy lake views &access plus subdivision amenities including a boat ramp, boat trailer parking, sewer, trash & road maintenance. An attached 2-car garage adds even more convenience. RO System is connected to the refrigerator for water and ice. Boat Slip credit of $3500 for nearby Marina 5-65 and community slips through HOA, pending wait-list. Whether you're searching for a full-time Lake home or your own private escape, this property delivers the space & lifestyle to make memories for years to come. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Camdenton Middle SchoolGrades 7-811.5 mi
6/10
Camdenton High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Materials

  • Foundation: Basement
  • Roof: Composition
  • Construction materials: Composite Siding,Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Range,Refrigerator,Water Softener Owned,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Tray Ceiling(s),Ceiling Fan(s),Coffered Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Laminate,Luxury Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,639
  • Total interior livable area: 3,639 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 07200420000002034000
  • Zoning description: Residential
  • Exclusions: Most Furnishings and personal items

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Concrete Driveway,Deck,Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.64 Acres
  • Features: Views
  • Lot size dimensions: 127 x 215 x 132 x 215

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Landslide
Lightning
Tornado
Hail
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$373$4,476
Property Taxes $267$3,204
Electricity $277$3,334
Total$4,451$53,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,605/yr
40% on housing$133,530/yr
45% on housing$118,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 65020$211
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65020
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$675,000
2026-08-10Listing removed$699,000
2026-07-15Price change$699,000
2026-07-03Price change$710,000
2026-06-23Price change$715,000
2026-06-08Listed for sale$720,000
2023-01-27Listing removed$599,990
2022-11-18Contingent$599,990
2022-08-29Price change$599,990
2022-08-06Listed for sale$619,990
2021-07-23Sold--
2021-06-07Contingent$429,950
2021-06-04Listed for sale$429,950
2018-04-21Sold--
2018-02-09Pending sale$319,000
2017-06-27Price change$319,000
2016-11-08Listed for sale$329,000
2013-05-02Sold--
2013-02-10Price change$275,000
2013-01-19Price change$299,900
2012-12-01Price change$315,000
2012-10-14Price change$289,900
2012-09-16Price change$299,900
2012-05-20Price change$312,500
2012-03-20Listed for sale$329,900

For Sale by Agent

AgentAnnamarie Hopkins
BrokerageOzark Realty

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