See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1138 Redbud Rd, Osage Beach, MO, 65065

4beds
2baths
2,094sqft
$649,000
$310price/sqft
$4,057/moest. monthly cost
$162,280/yrincome needed

About This Home

Enjoy 80 feet of prime Lake of the Ozarks frontage and breathtaking water views from this 4-bedroom, 2-bath home. Designed for lake living, the property features two expansive levels of decks—perfect for relaxing, entertaining, and soaking in the panoramic views of the water. The private dock offers two boat lifts, making it easy to enjoy all the lake has to offer. Inside, the home provides a functional layout with generous space for family and guests. While the property is in need of some updates, it presents an excellent opportunity to customize and add value in a highly desirable lakefront setting. Whether you’re looking for a full-time residence, weekend retreat, or investment property, this home delivers incredible views, ample lake frontage, and endless potential. Don’t miss your chance to create your dream lake escape on Lake of the Ozarks!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-810.4 mi
6/10
Camdenton High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Oven,Refrigerator,Free-Standing Refrigerator,Washer/Dryer Stacked,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 45
  • Dimensions: 5x9

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 45
  • Dimensions: 5x9

Bedroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 72
  • Dimensions: 9x8

Bedroom4

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 351
  • Dimensions: 27x13

Features

  • Bar,Butler Pantry,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Tile Counters
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Aluminum Frames,Blinds
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Insert,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,047
  • Finished area above ground: 1,047

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,094
  • Total interior livable area: 2,094 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Living Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 364
  • Dimensions: 14x26

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 081.012.0000.0005012.000
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Boat Slip,Dock,Entry Steps/Stairs,Outdoor Grill,Storage
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front,Lake Privileges
  • Waterbody name: Lake of the Ozarks
  • Frontage length: 80 feet

Lot

  • Lot size: 10,018 sqft
  • Features: Pie Shaped Lot,Sloped Down,Waterfront

Parking

  • Parking features: Direct Access,Off Street,Parking Pad,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$369$4,428
Property Taxes $248$2,976
Electricity $159$1,918
Total$4,057$48,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,097/yr
40% on housing$121,710/yr
45% on housing$108,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$366
Camden County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-21Price change$690,000
2026-01-07Listed for sale$715,000

For Sale by Agent

AgentDarrel B Lackey
BrokerageGold Bell Real Estate LLC

Similar Homes