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991 Congress St, Whitehall, PA, 18052

3beds
4baths
3,084sqft
$529,900
$172price/sqft
$3,812/moest. monthly cost
$152,480/yrincome needed

About This Home

Discover the ideal blend of classic charm and everyday convenience at 991 Congress Street in Whitehall Township! This inviting home boasts exceptional curb appeal, highlighted by a timeless brick finish, fresh walkways, and meticulously maintained landscaping. A standout feature is the dual two-car garage setup, offering abundant space for vehicles, workshop needs, and extra storage. The well-appointed kitchen features rich wooden cabinetry, dark countertops, a central island with casual seating, and seamless flow into the adjacent dining space, perfect for everyday living. Enjoy modern amenities including a dishwasher and range, Gleaming hardwood floors extend through the kitchen, living areas, and a generous foyer providing a cohesive and elegant feel. The open-concept layout creates a seamless flow between living areas, ideal for modern living and entertaining. A well-lit family room offers ample natural sunlight, complemented by ceiling fans for comfort. The bathrooms are thoughtfully designed with contemporary vanities, sleek countertops, sky lights and both a spacious soaking tub and a glass-enclosed walk-in shower. A walk-in closet offers ample shelving and hanging space for exceptional storage. Comfortable bedrooms feature plush carpet, while an office space boasts durable wood-look flooring. The functional full bathroom features a tub-shower combination, a vanity with a light-colored counter, and striking black marble-patterned flooring. Step outside to a spacious wooden deck that extends to a verdant backyard, perfect for outdoor enjoyment and relaxation. Also offers a newly build Trex flooring deck off the kitchen allows for extended entertainment area! Situated in a vibrant, sought-after Whitehall neighborhood, this move-in-ready residence offers easy access to local amenities while providing fantastic spaces for outdoor living. This beautifully updated, turnkey home in the heart of the community presents a remarkable opportunity.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
6/10
Whitehall High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Oil Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Second
  • Dimensions: 9.00 x 13.00

Bedroom

  • Level: Second
  • Dimensions: 10.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11.00 x 16.00

Family Room

  • Level: First
  • Dimensions: 23.00 x 11.00

Family Room

  • Level: First
  • Dimensions: 14.00 x 30.00

Features

  • Dining Area,Kitchen Island
  • Finished area below ground: 700
  • Finished area above ground: 2,384

Foyer

  • Level: First
  • Dimensions: 8.00 x 7.00

Foyer

  • Level: First
  • Dimensions: 16.00 x 12.00

Half Bath

  • Level: First
  • Dimensions: 4.00 x 5.00

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,084 sqft

Kitchen

  • Level: First
  • Dimensions: 13.00 x 11.00

Laundry

  • Level: First
  • Dimensions: 10.00 x 5.00

Master Bathroom

  • Level: Second
  • Dimensions: 10.00 x 11.00

Master Bedroom

  • Level: Second
  • Dimensions: 14.00 x 15.00

Other

  • Level: Second
  • Dimensions: 10.00 x 9.00

Other

  • Level: Basement
  • Dimensions: 7.00 x 11.00

Other

  • Level: Basement
  • Dimensions: 38.00 x 18.00

Property

Details

  • Parcel number: 5497761121021
  • Zoning: R-4
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$168$2,016
Property Taxes $627$7,524
Electricity $338$4,060
Total$3,812$45,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,697/yr
40% on housing$114,360/yr
45% on housing$101,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 18052$167
Lehigh County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 18052$189
Lehigh County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$529,900
2020-08-31Sold$310,000
1997-08-05Sold$135,000

For Sale by Agent

AgentChristina N. Rabeh
BrokerageWeichert Realtors

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