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450 Pepperwood Ct, Marco Island, FL, 34145

5beds
7baths
4,291sqft
$4,850,000
$1,130price/sqft
$33,022/moest. monthly cost
$1,320,880/yrincome needed

About This Home

Sun, Sun, Sun! Sought after Southwest Exposure Luxury Waterfront Property. Experience refined coastal living in this stunning 2019-built home with 115 feet of water frontage, providing all-day sunshine on your pool, breathtaking sunset views, a highly coveted 4 car garage, and effortless boating with quick direct access. This impressive two-story residence offers 5 bedrooms plus a private office, 5 full baths, and 2 half baths, with every bedroom featuring its own en-suite bath for exceptional comfort and privacy. A grand foyer welcomes you into a beautifully designed interior highlighted by high-volume ceilings, tray and coffered ceilings, crown molding, elegant baseboards, and solid-core doors throughout. At the heart of the home is a spectacular chef's kitchen designed for both entertaining and everyday living. It features custom Amish-built cabinetry, quartz countertops, a massive center island, custom backsplash, walk-in pantry, stainless steel appliances, wine cooler, and a fully equipped wet bar. Expansive cascading sliders seamlessly connect indoor and outdoor living, filling the home with natural light. The spacious first-floor primary suite offers a serene retreat with a sitting area, generous walk-in closets, and a spa-inspired bath featuring double vanities, marble countertops, a soaking tub, and a walk-in shower with dual shower heads. The main level also offers two guest en-suites, a private office/den, powder bath, and laundry room. Upstairs, you'll find two additional guest en-suites and a generous entertainment loft with its own wet bar, opening to a sunset viewing balcony -- the perfect place to unwind while taking in the waterfront setting. Outdoor living is just as exceptional. The resort-style pool and spa, controlled by Aqualink automation, are complemented by an outdoor summer kitchen, brick paver patio, convenient pool bath, and multiple entertaining areas designed to capture the beautiful southwest exposure. Boaters will appreciate the private dock with water and electric, fishing table, dock box, 16,000 lb boat lift, and jet ski platform lift, along with a new seawall installed in 2016. Additional highlights include electric hurricane shutters, new custom window treatments, a circular brick paver driveway, extensive paver walkways, outdoor shower, and panoramic lanai screens. This exceptional waterfront property offers a premier blend of luxury, comfort, sunshine, and boating lifestyle -- all in one remarkable residence.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Manatee Middle SchoolGrades 6-86.7 mi
5/10
Lely High SchoolGrades 9-129.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Roof: Tile,Flat
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Disposal,Dryer,Freezer,Microwave,Refrigerator,Washer,Wine Cooler
  • Laundry features: Sink,Inside,Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Built-in Features,Custom Cabinets,Custom Closets,Entrance Foyer,French Doors,Pantry,Tray Ceiling(s),Volume Ceiling(s),Walk-In Closet(s),Wet Bar,Breakfast Bar,Double Vanity
  • Door features: Impact Doors
  • Window features: Shutters,Impact Windows,Sliding
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 6,985
  • Total interior livable area: 4,291 sqft

Living Room

  • Level: Main
  • Area: 399
  • Dimensions: 19 x 21

Master Bedroom

  • Level: Main
  • Area: 304
  • Dimensions: 19 x 16

Property

Details

  • Parcel number: 56782640004

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Electric Heat,In Ground,Pool Bath,Screen Enclosure
  • Patio & porch: Lanai,Porch,Patio
  • Exterior features: Balcony,Built-in Barbecue,Outdoor Kitchen,Outdoor Shower
  • Has spa: Yes
  • Has view: Yes
  • View description: Canal,See Remarks
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,No Bridge,Access Gulf,Access Lift,Access Private Dock

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot,See Remarks
  • Lot size dimensions: 100 x 110 x 115 x 111

Parking

  • Total spaces: 4
  • Parking features: Attached,Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,524$294,288
Home Insurance *$4,675$56,100
Property Taxes $3,392$40,704
Electricity $431$5,182
Total$33,022$396,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,132,182/yr
40% on housing$990,660/yr
45% on housing$880,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,130This listing

vs Other Active Listings

Avg $/sqft

ZIP 34145$569
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34145$704
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$4,850,000
2026-03-14Listed for sale$5,250,000
2022-12-12Sold$4,100,000
2022-11-09Pending sale$4,500,000
2022-11-03Listed for sale$4,500,000
2022-08-15Pending sale$4,500,000
2022-06-21Listed for sale$4,500,000
2017-07-13Sold$635,000
2017-06-21Price change$675,000
2016-04-07Listed for sale$725,000
2016-01-22Sold$500,000
2015-11-18Listed for sale$515,000

For Sale by Agent

AgentEric James Chesser, Premiere Plus Realty Company
BrokeragePremiere Plus Realty Company

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