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4610 N Highway A1a, Hutchinson Island, FL, 34949

6beds
7baths
7,393sqft
$17,000,000
$2,299price/sqft
$116,789/moest. monthly cost
$4,671,560/yrincome needed

About This Home

Just completed modern masterpiece on 170’ direct ocean frontage. 5br plus detached guest house nestled amidst state preserve for privacy yet minutes from "Hamptons of Fla", Vero Beach. Floor-to-ceiling glass allows natural light and ocean views throughout. Interior unites with elevated pool deck ideal to host large gatherings. State of the art gourmet kitchen with Sub-Zero and Wolf appliances, butler’s pantry, seated island, wine refrigerator. Master suite with sunrises over the ocean, sunsets over the bay, sitting room, office, two walk-in closets, private balcony. With 168 pilings, a concrete roof an engineering marvel built to endure. Also features private beach walkway with gazebo, elevator, multi floor laundry rooms, wet bar, space for gym, outdoor shower, jacuzzi, 2500+ sq ft. garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Dan Mccarty SchoolGrades 6-86.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Concrete
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Gas Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Bar,Kitchen Island,Elevator,Entrance Foyer,Volume Ceilings,Walk-In Closet(s),Storage
  • Window features: High Impact Windows
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 13,996
  • Total interior livable area: 7,393 sqft

Property

Details

  • Parcel number: 141431000050001
  • Zoning: Hutch Is

Features

  • Levels: Three Or More
  • Entry location: First Floor Entry,Foyer
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Barbecue,Lighting,Balcony,Outdoor Shower
  • Has spa: Yes
  • Fencing: Fenced
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front,WF/Pool/Ocean Access
  • Frontage length: 170

Lot

  • Lot size: 1.38 Acres
  • Features: 1 To Less Than 2 Acre Lot

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Covered,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $85,961$1,031,532
Home Insurance *$1,381$16,572
Property Taxes $28,703$344,436
Electricity $744$8,928
Total$116,789$1,401,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$4,004,194/yr
40% on housing$3,503,670/yr
45% on housing$3,114,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,299This listing

vs Other Active Listings

Avg $/sqft

ZIP 34949$376
St. Lucie County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 34949$567
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$17,000,000
2021-12-01Sold$1,500,000
2010-10-11Sold$1,310,000
2004-05-14Sold$2,260,000
2001-09-06Sold$300,000

New Construction

AgentKimberly O'Mahony PA
BrokerageBHHS EWM Realty

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