




441 Rancho Santa Fe Rd, Encinitas, CA, 92024
About This Home
Private showings Sunday 5/17 12-3 CALL or TEXT for APPOINTMENT Tucked behind the charm and rolling hills of historic Olivenhain, this private estate offers a rare combination of panoramic countryside views, usable land, and versatile living just minutes from the coast. Set on approximately 0.58 acres with sweeping east-facing outlooks toward the Rancho Santa Fe countryside, the estate captures sunrise light, rolling hills, and an incredible sense of openness from nearly every angle of the property. There’s a calmness here. Space. Air. Privacy. The kind of setting people move to Olivenhain hoping to find—but rarely do. The property offers approximately 3,395 sq ft of total living and flex space, including a 4-bedroom, 4 bath main residence and a detached 576 sq ft guest structure with its own private gated access. And that detached space changes the game. Whether you envision a luxury guest house, executive office, creative studio, wellness retreat, multigenerational setup, or future income-producing ADU opportunity, it gives the estate a true compound feel with a level of versatility rarely available in this market. Inside, the home blends warmth and scale with a layout designed for both everyday living and elevated entertaining. The kitchen anchors the main living areas with granite countertops, a gas cooktop island, stainless steel appliances, built-in wall oven and microwave, extensive cabinetry, and seamless flow to the surrounding indoor-outdoor spaces. Outside is where the property separates itself completely. The grounds are expansive, usable, and designed for lifestyle. Multiple outdoor entertaining areas take full advantage of the surrounding outlooks and coastal breezes, while the built-in BBQ, mini fridge, fire pit lounge, and open gathering spaces create an environment equally suited for quiet mornings or large-scale entertaining. The property also offers rare flexibility for RV parking, boat storage, guest overflow, and future expansion opportunities, including additional ADU potential (buyer to verify). And while the setting feels private and tucked away, you’re still moments from Rancho Santa Fe, Encinitas beaches, Lake Hodges trails, top-rated schools, shopping, dining, and direct access to Interstate 5. This isn’t just another home in North County. It’s land, lifestyle, flexibility, and long-term value in one of Southern California’s most sought-after communities. Seller willing to consider a 2-1 rate buy down for the right offer, creating a compelling opportunity to secure a premier Olivenhain estate with enhanced financing flexibility.
Getting Around
Schools
Construction
Condition
- Year built: 2012
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Barbecue,Built-In,Dishwasher,Disposal,Microwave,Refrigerator,Washer
Basement
- Has basement: Yes
Bedroom
- Features: Multi-Level Bedroom
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bedrooms: 4
Cooling
- Cooling features: Central Air
Features
- Bedroom on Main Level
- Flooring: Wood
- Fireplace features: Living Room,Outside,See Remarks
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 3,395 sqft
Property
Details
- Parcel number: 2650222300
- Zoning: R-1:Single Fam-Res
- Special condition: Trust
- Horse amenities: Riding Trail
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Exterior features: Fire Pit
- Has view: Yes
- View description: Courtyard,Mountain(s),Panoramic
- Horses can be raised: Yes
Lot
- Lot size: 0.58 Acres
- Features: Back Yard,Horse Property,Secluded,Value In Land,Yard
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
- Heat Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,728 | $164,736 |
| Home Insurance * | $359 | $4,308 |
| Property Taxes | $2,562 | $30,744 |
| Electricity | $728 | $8,736 |
| Total | $17,377 | $208,524 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Listed for sale | $2,915,000 |
| 2023-12-04 | Listing removed | -- |
| 2023-11-08 | Price change | $5,995 |
| 2023-10-18 | Price change | $6,495 |
| 2023-09-07 | Price change | $6,995 |
| 2023-08-31 | Price change | $7,200 |
| 2023-08-23 | Price change | $7,995 |
| 2023-08-15 | Price change | $8,995 |
| 2023-08-09 | Price change | $9,595 |
| 2023-08-04 | Price change | $9,795 |
| 2023-07-19 | Listed for rent | $9,995 |
| 2009-12-21 | Sold | $300,000 |
| 2009-07-01 | Sold | $297,452 |
| 2002-11-27 | Sold | $233,000 |
| 2000-07-10 | Sold | $33,500 |
