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281 Cobblestone Lndg, Mount Juliet, TN, 37122

5beds
4baths
3,253sqft
$645,000
$198price/sqft
$4,919/moest. monthly cost
$196,760/yrincome needed

About This Home

281 Cobblestone Landing | Mt. Juliet, TN Welcome to one of the largest and most versatile homes in the neighborhood, located in the heart of highly sought-after Mt. Juliet — just minutes from Providence Marketplace, top schools, dining, and I-40 for an easy Nashville commute. This spacious home offers multiple levels of living with room for everyone, including a massive unfinished basement already framed for additional living space, storage, recreation, or future expansion — an incredible opportunity to instantly add value and customize the home to fit your lifestyle. The main level is designed for everyday living and entertaining, featuring a bright kitchen with breakfast nook, formal dining space, and inviting living areas centered around a cozy fireplace. Step outside to the back deck overlooking the private backyard, perfect for morning coffee, grilling, or relaxing evenings. Upstairs you’ll find generously sized bedrooms including a spacious primary suite with walk-in closet and en-suite bath, plus additional bedrooms ideal for family, guests, home offices, or hobby spaces. The unfinished basement is a rare bonus, offering endless possibilities — create a theater room, gym, in-law suite, playroom, workshop, or additional bedrooms. Highlights include: ✔ Expansive multi-level floor plan ✔ Large primary suite with walk-in closet ✔ Multiple living and entertaining spaces ✔ Deck overlooking backyard ✔ Huge unfinished basement with future equity potential ✔ Convenient location near shopping, restaurants, and Nashville access Homes with this amount of space, flexibility, and potential in Mt. Juliet rarely hit the market. 📍 Schedule your showing today and see the possibilities for yourself.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10
Mt. Juliet High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Entrance Foyer,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet
  • Fireplace features: Family Room
  • Finished area above ground: 3,253

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,253
  • Total interior livable area: 3,253 sqft

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Property

Details

  • Parcel number: 075E A 01500 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 65 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance $220$2,640
Property Taxes $1,174$14,088
Electricity $264$3,171
Total$4,919$59,028

Income You'd Need if You Spent...

35% on housing$168,651/yr
40% on housing$147,570/yr
45% on housing$131,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 37122$246
Wilson County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 37122$227
Wilson County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$650,000
2026-04-15Price change$654,900
2026-03-13Listed for sale$655,000
2010-06-30Sold$295,580
2010-04-07Sold$86,000

For Sale by Agent

AgentBrooke Wooley
BrokerageKeller Williams Realty Nashville/Franklin

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