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304 W 89th St #1A, New York, NY, 10024

2beds
1baths
0sqft
$925,000
--price/sqft
$5,846/moest. monthly cost
$233,840/yrincome needed

About This Home

304 West 89th Street is an intimate 36 unit co-op built by noted architect Rosario Candela in 1923. This newly appointed pin-drop quiet two-bedroom, one-bathroom offers a versatile and generous floor plan in excess of 1,000 s/f. With high ceilings (9’7” at the highest point) and hardwood floors throughout, this home is bursting with pre-war charm. The open planned windowed chef’s kitchen comes equipped with ample custom cabinetry, an oversized Viking stove and Sub Zero refrigerator, dishwasher, granite countertops, and tile backsplash. The expansive breakfast bar is the perfect place to start the day. The living area offers a myriad of living and dining possibilities. Both bedrooms are king-sized with room enough for additional furniture and custom closets. The marble tiled bathroom offers a deep soaking tub and rainfall showerhead, and is rounded out with subway tiles to enhance the pre-war feel. Brand new HVAC heat/cool system installed throughout the home. The co-op is a pet friendly and boasts a live-in super that accepts packages, a centralized laundry room, private storage for rent and complimentary bike storage. The building allows pied a terres, gifting, co-purchasing, guarantors, and parents buying for children on a case-by-case basis. Subletting is allowed upon board approval up to two years. 304 West 89th Street is located on an idyllic tree-lined street close to West End Avenue in the center of the Riverside-West End Historic District punctuated with classic Upper West Side architecture. Located conveniently close to the 1/2/3/B/C subway lines and multiple bus services, a stone’s throw from Riverside Park and less than a half-mile from Central Park, and proximate to many beloved neighborhood restaurants, bars, cafes, and shopping, this is Upper West Side living at its finest!

Getting Around

94
WalkingWalker's Paradise
100
TransitRider's Paradise
83
BikeVery Bikeable

Schools

7/10
PS 84 Lillian WeberGrades PK-50.5 mi
8/10
Lafayette AcademyGrades 6-80.3 mi
1/10
Innovation Diploma PlusGrades 10-120.4 mi

Construction

Condition

  • Year built: 1923

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 01250004010340221A
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$376$4,512
Property Taxes $547$6,564
Electricity $246$2,954
Total$5,846$70,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,434/yr
40% on housing$175,380/yr
45% on housing$155,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10024$1,421
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10024$800
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$999,000
2026-04-16Price change$1,025,000
2026-02-19Listed for sale$1,050,000
2024-10-11Listing removed$965,000
2024-09-09Listing removed$5,295
2024-09-06Price change$5,295
2024-09-06Price change$965,000
2024-08-27Price change$5,350
2024-08-13Price change$5,400
2024-08-06Listed for rent$5,450
2024-07-10Listing removed--
2024-07-05Listed for rent$5,350
2024-06-16Price change$975,000
2024-04-21Price change$999,000
2024-04-04Price change$1,030,000
2024-03-06Listed for sale$1,050,000
2021-11-03Listing removed--
2021-10-04Listed for sale$1,050,000
2016-12-06Sold$999,999
2016-08-29Pending sale$1,045,000
2016-06-24Price change$1,045,000
2016-04-22Listed for sale$1,100,000
2010-11-10Sold$840,000

For Sale by Agent

AgentChristopher Daish
BrokerageCorcoran

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